Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Top Gold Oy
Top Gold Oy's registered office is Heinola. It is a limited company. The company was established on 1988-04-27. It operates in the industry of manufacture of jewellery and related articles. In its latest retained statement for 2026-01-31, revenue was €1,249,273 and operating profit was €126,580.
Business ID 0688948-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0688948-8
- Sector
- Manufacture of jewellery and related articles
- Municipality
- Heinola
- Company form
- Limited company
- Registration date
- 1988-04-27
- Business ID registration date
- 1988-02-23
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: VUOHKALLIONTIE 4, 18200, Heinola
Phone: +3583876866Source observation
Email: [email protected]Source observation
Website: https://www.topgold.fiSource observation
Instagram profile: https://www.instagram.com/lempikoruSource: company website
People and decision-makers
Seivo Tommi SanteriToimitusjohtaja
About Top Gold Oy
Financial position and key figures for the company.
Top Gold Oy's location municipality is Heinola. It is a limited company. The company was established on 1988-04-27. It operates in the industry of manufacture of jewellery and related articles. In its latest retained statement for 2026-01-31, revenue was €1,249,273 and operating profit was €126,580. The latest retained financial statement for 2026-01-31 shows revenue of €1,249,273 and profit for the financial year of €81,371. Based on the latest retained statement, revenue growth was -5.2%, operating margin was +10.1%, and equity ratio was +46.1%.
Auxiliary business names
Public alternate names materialized from source observations.
Heinolan LempikoruMuistotimantti
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-01-31
5
2
Combined source
Derived indicators
Revenue growth-5.2%
Operating margin10.1%
Equity ratio46.1%
Balance-sheet contextLatest financial period
Other operating income€3,619Previous: €5,267
Inventory€368,877Previous: €385,764
Cash and bank€30,894Previous: €0
Retained earnings€218,815Previous: €208,736
Equity€333,824Previous: €286,263
Liabilities€389,750Previous: €421,509
Current assets€613,172Previous: €571,174
Current liabilities€291,661Previous: €311,236
Revenue trend4 periods
€733,062
2022-01-31
€1,226,466
2024-01-31
€1,317,533
2025-01-31
€1,249,273
2026-01-31
Operating profit (loss) trend3 periods
€34,703
2024-01-31
€93,246
2025-01-31
€126,580
2026-01-31
Profit (loss) for the financial year trend4 periods
€58,978
2022-01-31
-€1,729
2024-01-31
€43,889
2025-01-31
€81,371
2026-01-31
Assets trend4 periods
€590,991
2022-01-31
€808,370
2024-01-31
€707,772
2025-01-31
€723,574
2026-01-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioSatisfactory
58/100 · Improving
Current ratioSatisfactory
46/100 · Improving
Operating profit marginGood
75/100 · Improving
Ratio history
| Ratio | 2022-01-31 | 2024-01-31 | 2025-01-31 | 2026-01-31 |
|---|---|---|---|---|
| Equity ratio | 43.3 % | 34.4 % | 40.5 % | 46.1 % |
| Current ratio | - | - | 1.24x | 1.37x |
| Operating profit margin | - | 2.8 % | 7.0 % | 10.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0688948-8
VAT IDFI06889488
EU IDFIFPRO.0688948-8
MunicipalityHeinola
Current registered entries
1988-02-23Registered in Tax Administration (Tax Administration)
1988-04-27Registered in Patent and Registration Office (Trade Register)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
1997-01-01Registered in Tax Administration (Employer Register)
2007-12-07VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Seivo Tommi SanteriToimitusjohtajaSources: 5 · Confidence: 78%
Seivo Timo SakariPuheenjohtajaSources: 5 · Confidence: 78%
Seivo Tommi SanteriVarsinainen jäsenSources: 2 · Confidence: 78%
Harjula Anne-Mari KatariinaTilintarkastajaSources: 2 · Confidence: 78%
Seivo Leila AnneliVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodTop Gold Oy
Grade unchangedA2 · new analysis 2026-10-18
85/100
High
Strong financial evidenceFinancial data included
Several key financial indicators show coordinated recovery.
3 comparable periodsRevenueStable
ProfitabilityImproving · 2 consecutive periods
SolvencyImproving · 2 consecutive periods
LiquidityStable
National Tier 1 comparisonDescriptive comparison – does not change the model score.
316 peersSolvency42%
Below 58% of peers
Profitability71%
Better than 71% of peers
Liquidity74%
Better than 74% of peers
Revenue growth30%
Below 70% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings139 days after period end
143 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Coordinated recovery across 2 financial domains
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1885/100 · v0.15
A2 → A2A2
2026-10-16 04:3485/100 · v0.14
A2 → A2 · +4 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-01-31).
- Assessment confidence: Medium → High.
- Evidence quality: Usable financial evidence → Strong financial evidence.
A2
2026-09-1481/100 · v0.14
A2 → A2- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A2
2026-09-1381/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
91/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 38 years of registry continuity.
Registry and status signalsErittäin vahva
93/100
Long registry history, recent financial statement filings, and active register markings support this signal.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Registry timeline
Trade register notifications shown on a timeline.
21 register eventsLatest event: 2026-06-27
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2026-01-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Top Gold Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.