Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B1.Business profile
Törmä Training & Creative Oy
Törmä Training & Creative Oy's registered office is Vaasa. It is a limited company. The company was established on 2024-01-16. It operates in the industry of sports and recreation education. In its latest retained statement for 2025-12-31, revenue was €44,575 and operating profit was €373.
Business ID 3414854-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3414854-8
- Sector
- Sports and recreation education
- Municipality
- Vaasa
- Company form
- Limited company
- Registration date
- 2024-01-16
- Business ID registration date
- 2023-12-28
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Koulukatu 70, 65100, Vaasa
About Törmä Training & Creative Oy
Financial position and key figures for the company.
Törmä Training & Creative Oy's location municipality is Vaasa. It is a limited company. The company was established on 2024-01-16. It operates in the industry of sports and recreation education. In its latest retained statement for 2025-12-31, revenue was €44,575 and operating profit was €373. The latest retained financial statement for 2025-12-31 shows revenue of €44,575 and profit for the financial year of €267. Based on the latest retained statement, revenue growth was -11.8%, operating margin was +0.8%, and equity ratio was +27.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-11.8%
Operating margin0.8%
Equity ratio27.8%
Balance-sheet contextLatest financial period
Other operating income€168Previous: €0
Cash and bank€8,905Previous: €9,175
Retained earnings€2,563Previous: €0
Equity€2,830Previous: €2,786
Liabilities€7,361Previous: €6,389
Current assets€10,192Previous: €9,175
Current liabilities€7,361Previous: €6,389
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
35/100 · Declining
Current ratioSatisfactory
40/100 · Declining
Operating profit marginPassable
52/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3414854-8
VAT IDFI34148548
EU IDFIFPRO.3414854-8
MunicipalityVaasa
Current registered entries
2024-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2024-01-01Registered in Tax Administration (Prepayment Register)
2024-01-16Registered in Tax Administration (Tax Administration)
2024-01-16Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableTörmä Training & Creative Oy
Grade upgradedB2 → B1 · new analysis 2026-09-30
60/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
105 peersSolvency28%
Below 72% of peers
Profitability50%
Close to the peer-group midpoint
Liquidity66%
Better than 66% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings113 days after period end
113 days after period end
1 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Lower industry distress context
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB1
2026-09-30 08:0360/100 · v0.14
B2 → B1 · +7 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1553/100 · v0.14
B2 → B2 · -2 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1455/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-09-30
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
15/100
The company has about 2 years of registry continuity.
Registry and status signalsRajallinen
42/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
4 register eventsLatest event: 2026-04-23
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Törmä Training & Creative Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.