Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.Business profile
Törmäsen Auto Oy
Törmäsen Auto Oy's registered office is Kuusamo. It is a limited company. The company was established on 1978-03-02. It operates in the industry of retail sale of cars and light motor vehicles. In its latest retained statement for 2026-04-30, revenue was €57,528 and operating profit was €42,575.
Business ID 0215014-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0215014-1
- Sector
- Retail sale of cars and light motor vehicles
- Municipality
- Kuusamo
- Company form
- Limited company
- Registration date
- 1978-03-02
- Business ID registration date
- 1978-09-11
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Jatatie 18, 93600, Kuusamo
Postal address: Punaisentorintie 3 A 2, 93600, Kuusamo
About Törmäsen Auto Oy
Financial position and key figures for the company.
Törmäsen Auto Oy's location municipality is Kuusamo. It is a limited company. The company was established on 1978-03-02. It operates in the industry of retail sale of cars and light motor vehicles. In its latest retained statement for 2026-04-30, revenue was €57,528 and operating profit was €42,575. The latest retained financial statement for 2026-04-30 shows revenue of €57,528 and profit for the financial year of €34,080. Based on the latest retained statement, revenue growth was -2.0%, operating margin was +74.0%, and equity ratio was +91.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-04-30
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-2.0%
Operating margin74.0%
Equity ratio91.2%
Balance-sheet contextLatest financial period
Cash and bank€116,401Previous: €94,146
Advances received€1,200Previous: €0
Retained earnings€209,358Previous: €191,416
Equity€251,439Previous: €234,517
Liabilities€24,216Previous: €23,171
Current assets€116,537Previous: €95,509
Current liabilities€1,200Previous: €155
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Declining
Operating profit marginGood
100/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0215014-1
EU IDFIFPRO.0215014-1
MunicipalityKuusamo
Current registered entries
1978-03-02Registered in Patent and Registration Office (Trade Register)
1978-09-11Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodTörmäsen Auto Oy
Grade unchangedA2 · new analysis 2026-10-17
86/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
81 peersSolvency72%
Better than 72% of peers
Profitability99%
Better than 99% of peers
Liquidity96%
Better than 96% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings49 days after period end
49 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1786/100 · v0.15
A2 → A2A2
2026-09-30 19:2786/100 · v0.14
B1 → A2 · +17 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-04-30).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1569/100 · v0.14
B1 → B1 · +8 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1461/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
57/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 48 years of registry continuity.
Registry and status signalsVakaa
81/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
21 register eventsLatest event: 2026-06-18
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2026-04-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-03.
This company profile has not been claimed yet
Törmäsen Auto Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.