Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
Törmäsen Piha Oy
Törmäsen Piha Oy's registered office is Saariselkä. It is a limited company. The company was established on 2018-05-17. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2024-12-31, revenue was €60,890 and operating profit was -€58,155.
Business ID 2911096-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2911096-7
- Sector
- Rental and operating of own or leased non-residential real estate
- Municipality
- Saariselkä
- Company form
- Limited company
- Registration date
- 2018-05-17
- Business ID registration date
- 2018-04-19
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Saariseläntie 1, 99830, Saariselkä
Website: https://www.majoituskuukkeli.fiSource: registry data
About Törmäsen Piha Oy
Financial position and key figures for the company.
Törmäsen Piha Oy's location municipality is Saariselkä. It is a limited company. The company was established on 2018-05-17. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2024-12-31, revenue was €60,890 and operating profit was -€58,155. The latest retained financial statement for 2024-12-31 shows revenue of €60,890 and profit for the financial year of -€82,905. Based on the latest retained statement, revenue growth was +59.9%, operating margin was -95.5%, and equity ratio was -32.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth59.9%
Operating margin-95.5%
Equity ratio-32.7%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €13,043
Cash and bank€28,507Previous: €7,130
Retained earnings-€450,944Previous: -€359,028
Equity-€241,349Previous: -€158,444
Liabilities€980,097Previous: €894,929
Current assets€53,738Previous: €26,476
Current liabilities€37,984Previous: €52,768
Revenue trend2 periods
€38,079
2023-12-31
€60,890
2024-12-31
Operating profit (loss) trend2 periods
-€70,957
2023-12-31
-€58,155
2024-12-31
Profit (loss) for the financial year trend2 periods
-€91,916
2023-12-31
-€82,905
2024-12-31
Assets trend2 periods
€736,485
2023-12-31
€738,749
2024-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioPassable
25/100 · Improving
Operating profit marginWeak
0/100 · Improving
Ratio history
| Ratio | 2023-12-31 | 2024-12-31 |
|---|---|---|
| Equity ratio | -21.5 % | -32.7 % |
| Current ratio | 0.14x | 0.75x |
| Operating profit margin | -138.8 % | -95.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2911096-7
VAT IDFI29110967
EU IDFIFPRO.2911096-7
MunicipalitySaariselkä
Current registered entries
2018-05-17Registered in Tax Administration (Tax Administration)
2018-05-17Registered in Patent and Registration Office (Trade Register)
2018-06-29Registered in Tax Administration (Prepayment Register)
2018-08-01VAT-liable for business activity in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskTörmäsen Piha Oy
Grade unchangedC · new analysis 2026-10-17
39/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueImproving
ProfitabilityImproving
LiquidityImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
136 peersSolvency7%
Below 93% of peers
Profitability10%
Below 90% of peers
Liquidity72%
Better than 72% of peers
Revenue growth92%
Better than 92% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings249 days after period end
193 days after period end
2 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsC
2026-10-1739/100 · v0.15
C → CC
2026-10-02 07:2739/100 · v0.14
B1 → C · -26 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1565/100 · v0.14
B1 → B1 · +5 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1460/100 · v0.12
Oldest retained automatic assessment in this comparisonC
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 8 years of registry continuity.
Registry and status signalsSeurattava
63/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
2 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → C.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
12 register eventsLatest event: 2026-01-07
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2024-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-07.
This company profile has not been claimed yet
Törmäsen Piha Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.