Risk grade updatedRisk gradeEvidence verified
15 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.Business profile
Torpanmaa Oy
Torpanmaa Oy's registered office is Helsingfors. It is a limited company. The company was established on 2020-05-14. It operates in the industry of security and commodity contracts brokerage. In its latest retained statement for 2025-12-31, revenue was €10,769,117 and operating profit was €3,033,366.
Business ID 3102568-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3102568-1
- Sector
- Security and commodity contracts brokerage
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2020-05-14
- Business ID registration date
- 2019-11-28
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Mannerheimintie 18 A, 00100, Helsingfors
Website: https://www.heikintorppa.fiSource observation
People and decision-makers
Herlin Heikki Juho KustaaToimitusjohtaja
About Torpanmaa Oy
Financial position and key figures for the company.
Torpanmaa Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2020-05-14. It operates in the industry of security and commodity contracts brokerage. In its latest retained statement for 2025-12-31, revenue was €10,769,117 and operating profit was €3,033,366. The latest retained financial statement for 2025-12-31 shows revenue of €10,769,117 and profit for the financial year of €16,324,211. Based on the latest retained statement, revenue growth was -26.2%, operating margin was +28.2%, and equity ratio was +99.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
Combined source
Derived indicators
Revenue growth-26.2%
Operating margin28.2%
Equity ratio99.3%
Balance-sheet contextLatest financial period
Inventory€67,036,591Previous: €62,290,258
Cash and bank€17,094,784Previous: €14,403,144
Retained earnings€9,146,552Previous: €9,189
Profit before taxes€21,279,590Previous: €22,924,151
Equity€92,130,497Previous: €85,006,056
Liabilities€685,294Previous: €309,696
Current assets€84,876,532Previous: €77,835,769
Current liabilities€685,294Previous: €309,696
Employees1Previous: No comparison value
Revenue trend4 periods
€26,175,311
2022-12-31
€18,476,439
2023-12-31
€14,592,428
2024-12-31
€10,769,117
2025-12-31
Operating profit (loss) trend4 periods
-€14,353,753
2022-12-31
-€1,510,119
2023-12-31
-€441,476
2024-12-31
€3,033,366
2025-12-31
Profit (loss) for the financial year trend4 periods
€5,627,313
2022-12-31
€16,981,116
2023-12-31
€18,337,134
2024-12-31
€16,324,211
2025-12-31
Assets trend4 periods
€83,677,532
2022-12-31
€88,451,225
2023-12-31
€85,315,751
2024-12-31
€92,815,791
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioGood
100/100 · Declining
Current ratioGood
100/100 · Declining
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | 97.6 % | 98.0 % | 99.6 % | 99.3 % |
| Current ratio | - | - | 247.64x | 122.77x |
| Operating profit margin | -54.8 % | -8.2 % | -3.0 % | 28.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3102568-1
EU IDFIFPRO.3102568-1
MunicipalityHelsingfors
Current registered entries
2020-05-14Registered in Tax Administration (Employer Register)
2020-05-14Registered in Tax Administration (Prepayment Register)
2020-05-14Registered in Patent and Registration Office (Trade Register)
2020-05-18Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Herlin Heikki Juho KustaaToimitusjohtajaSources: 4 · Confidence: 78%
Herlin Heikki Juho KustaaPuheenjohtajaSources: 3 · Confidence: 78%
Åkermarck Siv Ingeborg AnnikkiVarsinainen jäsenSources: 4 · Confidence: 78%
Immonen Peter ValdemarVarsinainen jäsenSources: 3 · Confidence: 78%
Anders SvennasPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodTorpanmaa Oy
Grade upgradedA3 → A2 · new analysis 2026-10-15
83/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsProfitabilityImproving · 3 consecutive periods
SolvencyStable
Same industryDescriptive comparison – does not change the model score.
99 peersSolvency89%
Better than 89% of peers
Profitability81%
Better than 81% of peers
Liquidity91%
Better than 91% of peers
Revenue growth14%
Below 86% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings140 days after period end
131 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA2
2026-10-15 15:2483/100 · v0.14
A3 → A2 · +4 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Usable financial evidence → Strong financial evidence.
A3
2026-09-1579/100 · v0.14
A3 → A3- Revenue: Deteriorating
- Profitability: Improving
- Solvency: Stable
A3
2026-09-1479/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-15
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
88/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsSeurattava
55/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2025-07-08
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Torpanmaa Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.