Business profile

Towi Oy

Towi Oy's registered office is Helsingfors. It is a limited company. The company was established on 2011-12-02. It operates in the industry of activities of holding companies. In its latest retained statement for 2025-12-31, revenue was €447,256 and operating profit was €150,407.

Claim profileContact details
Business ID 2441172-8ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2441172-8
Sector
Activities of holding companies
Municipality
Helsingfors
Company form
Limited company
Registration date
2011-12-02
Business ID registration date
2011-11-10
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Tehtaankatu 9 A 9, 00140, Helsingfors

About Towi Oy

Financial position and key figures for the company.

Towi Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2011-12-02. It operates in the industry of activities of holding companies. In its latest retained statement for 2025-12-31, revenue was €447,256 and operating profit was €150,407. The latest retained financial statement for 2025-12-31 shows revenue of €447,256 and profit for the financial year of €88,188. Based on the latest retained statement, revenue growth was -25.6%, operating margin was +33.6%, and equity ratio was +54.5%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods2
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-25.6%
Operating margin33.6%
Equity ratio54.5%
Revenue€447,256-€153,909 (-25.6%) vs previous periodPrevious: €601,166
Operating profit (loss)€150,407+€22,647 (+17.7%) vs previous periodPrevious: €127,760
Profit (loss) for the financial year€88,188-€660 (-0.7%) vs previous periodPrevious: €88,849
Assets€3,144,320+€354,447 (+12.7%) vs previous periodPrevious: €2,789,872
Balance-sheet contextLatest financial period
Other operating income€107,310Previous: €94,469
Inventory€1,624,324Previous: €1,601,713
Retained earnings€915,677Previous: €955,581
Equity€1,713,630Previous: €1,609,429
Liabilities€1,430,690Previous: €1,180,443
Current assets€1,636,392Previous: €1,605,493
Current liabilities€32,576Previous: €92,581
Revenue trend2 periods
€601,166
2024-12-31
€447,256
2025-12-31
Operating profit (loss) trend2 periods
€127,760
2024-12-31
€150,407
2025-12-31
Profit (loss) for the financial year trend2 periods
€88,849
2024-12-31
€88,188
2025-12-31
Assets trend2 periods
€2,789,872
2024-12-31
€3,144,320
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
68/100 · Declining
54.5 %2024-12-31: 57.7 %
Current ratioGood
100/100 · Improving
49.86x2024-12-31: 17.30x
Operating profit marginGood
100/100 · Improving
27.1 %2024-12-31: 18.4 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio57.7 %54.5 %
Current ratio17.30x49.86x
Operating profit margin18.4 %27.1 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2441172-8
VAT IDFI24411728
EU IDFIFPRO.2441172-8
MunicipalityHelsingfors
Current registered entries
2011-11-10Registered in Tax Administration (Prepayment Register)
2011-12-02Registered in Patent and Registration Office (Trade Register)
2011-12-05Registered in Tax Administration (Tax Administration)
2021-02-01VAT-liable for business activity in Tax Administration (VAT Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodTowi Oy
Grade upgradedA3 → A2 · new analysis 2026-09-21
Model score83/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
2 comparable periods
RevenueDeteriorating
ProfitabilityImproving
SolvencyStable
LiquidityImproving
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
345 peers
Solvency52%
Close to the peer-group midpoint
Profitability84%
Better than 84% of peers
Liquidity99%
Better than 99% of peers
Revenue growth8%
Below 92% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag65 days after period end
Typical registration lag105 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A2
2026-09-21 21:0183/100 · v0.14
A3 → A2 · +5 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1478/100 · v0.14
A3 → A3
A3
2026-09-1478/100 · v0.13
B1 → A3 · +14 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1364/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-09-21
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
80/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 14 years of registry continuity.

Registry and status signalsVakaa
81/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
21 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

19 register eventsLatest event: 2026-03-06

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Towi Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.