Business profile

TT-Kiinteistösijoitus Oy

TT-Kiinteistösijoitus Oy's registered office is Pudasjärvi. It is a limited company. The company was established on 2018-10-22. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €376,551 and operating profit was -€23,825.

Claim profileContact details
Business ID 2944299-6ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2944299-6
Sector
Rental of own or leased dwellings and residential real estate
Municipality
Pudasjärvi
Company form
Limited company
Registration date
2018-10-22
Business ID registration date
2018-10-04
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Kauppatie 5, 93100, Pudasjärvi

About TT-Kiinteistösijoitus Oy

Financial position and key figures for the company.

TT-Kiinteistösijoitus Oy's location municipality is Pudasjärvi. It is a limited company. The company was established on 2018-10-22. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €376,551 and operating profit was -€23,825. The latest retained financial statement for 2025-12-31 shows revenue of €376,551 and profit for the financial year of -€16,194. Based on the latest retained statement, revenue growth was -13.1%, operating margin was -6.3%, and equity ratio was +14.8%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods5
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-13.1%
Operating margin-6.3%
Equity ratio14.8%
Balance-sheet contextLatest financial period
Cash and bank€8,546Previous: €13,150
Advances received€5,257Previous: €4,690
Retained earnings€359,746Previous: €394,441
Equity€349,552Previous: €365,746
Liabilities€2,011,528Previous: €1,966,473
Current assets€11,410Previous: €14,758
Current liabilities€198,709Previous: €233,307
Revenue trend2 periods
€433,221
2024-12-31
€376,551
2025-12-31
Operating profit (loss) trend2 periods
€14,426
2024-12-31
-€23,825
2025-12-31
Profit (loss) for the financial year trend2 periods
-€34,695
2024-12-31
-€16,194
2025-12-31
Assets trend2 periods
€2,332,219
2024-12-31
€2,361,080
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
19/100 · Declining
14.8 %2024-12-31: 15.7 %
Current ratioWeak
1/100 · Declining
0.04x2024-12-31: 0.06x
Operating profit marginWeak
34/100 · Declining
-6.3 %2024-12-31: 3.3 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio15.7 %14.8 %
Current ratio0.06x0.04x
Operating profit margin3.3 %-6.3 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2944299-6
EU IDFIFPRO.2944299-6
MunicipalityPudasjärvi
Current registered entries
2018-10-04Registered in Tax Administration (Prepayment Register)
2018-10-22Registered in Patent and Registration Office (Trade Register)
2018-10-29Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B3
MonitorTT-Kiinteistösijoitus Oy
Grade unchangedB3 · new analysis 2026-10-17
Model score41/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyStable
LiquidityStable
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
89 peers
Solvency19%
Below 81% of peers
Profitability6%
Below 94% of peers
Liquidity28%
Below 72% of peers
Revenue growth15%
Below 85% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag71 days after period end
Typical registration lag241 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Active registered status
  • A newer financial statement filing has been reported
  • Lower industry distress context
Risk factors to note
  • Weak current ratio
  • Negative profitability or net result
  • Losses in the latest and previous available periods
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B3
2026-10-1741/100 · v0.15
B3 → B3
B3
2026-09-18 17:3141/100 · v0.14
B1 → B3 · -24 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1465/100 · v0.14
B1 → B1
B1
2026-09-1465/100 · v0.13
Oldest retained automatic assessment in this comparison
Automatic model gradeB3
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 7 years of registry continuity.

Registry and status signalsSeurattava
63/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.
Risk grade updatedRisk gradeEvidence verified
18 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

10 register eventsLatest event: 2026-03-12

Financial statements availability

Available financial statement periods and PRH source filings.

5 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

TT-Kiinteistösijoitus Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.