Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
TT Tervonen Oy
TT Tervonen Oy's registered office is Nuojua. It is a limited company. The company was established on 2025-01-03. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €149,281 and operating profit was €16,313.
Business ID 3498106-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3498106-2
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Nuojua
- Company form
- Limited company
- Registration date
- 2025-01-03
- Business ID registration date
- 2024-12-19
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Nuojuankoskentie 170, 91790, Nuojua
Website: https://tt-tervonen.fiSource observation
People and decision-makers
Tervonen Tero TapaniToimitusjohtaja
Teemu TervonenToimitusjohtajan sijainen
About TT Tervonen Oy
Financial position and key figures for the company.
TT Tervonen Oy's location municipality is Nuojua. It is a limited company. The company was established on 2025-01-03. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €149,281 and operating profit was €16,313. The latest retained financial statement for 2025-12-31 shows revenue of €149,281 and profit for the financial year of €13,051. Based on the latest retained statement, revenue growth was not currently available, operating margin was +10.7%, and equity ratio was +51.9%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Asuin ja muiden rakennusten rakentaminen Betonirakentaminen Puusepän työt Muut luokittelemattomat rakennustyöt
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Operating margin10.7%
Equity ratio51.9%
Revenue€149,281Previous comparison not availablePrevious: No comparison value
Operating profit (loss)€16,313Previous comparison not availablePrevious: No comparison value
Profit (loss) for the financial year€13,051Previous comparison not availablePrevious: No comparison value
Assets€26,028Previous comparison not availablePrevious: No comparison value
Balance-sheet contextLatest financial period
Profit before taxes€16,313Previous: No comparison value
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
65/100 · Trend unavailable
Current ratioGood
69/100 · Trend unavailable
Operating profit marginGood
77/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3498106-2
VAT IDFI34981062
EU IDFIFPRO.3498106-2
MunicipalityNuojua
Current registered entries
2024-12-19VAT-liable for business activity in Tax Administration (VAT Register)
2024-12-19Registered in Tax Administration (Prepayment Register)
2025-01-03Registered in Tax Administration (Tax Administration)
2025-01-03Registered in Patent and Registration Office (Trade Register)
2025-04-07Registered in Tax Administration (Employer Register)
Responsible people
Public role relationships materialized from source observations.
Tervonen Tero TapaniToimitusjohtajaSources: 4 · Confidence: 78%
Teemu TervonenToimitusjohtajan sijainenSources: 1 · Confidence: 76%
Tervonen Teemu AnteroPuheenjohtajaSources: 3 · Confidence: 78%
Tervonen Tero TapaniVarsinainen jäsenSources: 2 · Confidence: 78%
Tervonen Minna MariaProkuristiSources: 1 · Confidence: 78%
Tervonen Anna-TuuliaProkuristiSources: 1 · Confidence: 78%
Minna TervonenHallitus: varajäsenSources: 1 · Confidence: 76%
Anna-Tuulia TervonenHallitus: varajäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableTT Tervonen Oy
Grade upgradedC → B1 · new analysis 2026-10-18
65/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
44 peersSolvency75%
Better than 75% of peers
Profitability77%
Better than 77% of peers
Liquidity92%
Better than 92% of peers
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB1
2026-10-1865/100 · v0.15
C → B1 · +34 points- Evidence quality: Registry and statistical evidence → Usable financial evidence.
- Risk factor cleared: Sufficient structured financial metrics are not available.
- New supporting factor: Strong equity ratio.
C
2026-09-1731/100 · v0.14
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityNuori
10/100
The company has about 1 years of registry continuity.
Registry and status signalsRajallinen
33/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
2 register eventsLatest event: 2025-01-03
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
TT Tervonen Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.