Business profile

Turun Raha-Apu Oy

Turun Raha-Apu Oy's registered office is Turku. It is a limited company. The company was established on 1985-04-25. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2025-12-31, revenue was €14,868 and operating profit was €6,194.

Claim profileContact details
Business ID 0586499-1ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
0586499-1
Sector
Other activities auxiliary to financial services, except insurance and pension funding
Municipality
Turku
Company form
Limited company
Registration date
1985-04-25
Business ID registration date
1985-03-19
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Verstaskatu 1, 20360, Turku

Phone: +358400524802Source observation

People and decision-makers

Oja Heikki JuhaniToimitusjohtaja

About Turun Raha-Apu Oy

Financial position and key figures for the company.

Turun Raha-Apu Oy's location municipality is Turku. It is a limited company. The company was established on 1985-04-25. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. In its latest retained statement for 2025-12-31, revenue was €14,868 and operating profit was €6,194. The latest retained financial statement for 2025-12-31 shows revenue of €14,868 and profit for the financial year of €45,645. Based on the latest retained statement, revenue growth was -20.5%, operating margin was +40.0%, and equity ratio was +49.1%.

Extended business activity

A longer directory- or registry-backed activity description that complements the short registry industry label.

Yhtiön toimialana on harjoittaa kiinteistöjen, osakkeiden ja arvopapereiden kauppaa sekä rahoitustoimintaa ja toimia myös koneiden, laitteiden yms maahantuojana, kauppiaana ja rahoittajana. Yhtiö tarjoaa myös taloushallinnon ja yritysjohtamisen palveluja.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth-20.5%
Operating margin40.0%
Equity ratio49.1%
Revenue€14,868-€3,838 (-20.5%) vs previous periodPrevious: €18,706
Operating profit (loss)€6,194-€5,211 (-45.7%) vs previous periodPrevious: €11,405
Profit (loss) for the financial year€45,645-€13,378 (-22.7%) vs previous periodPrevious: €59,023
Assets€694,000+€44,000 (+6.8%) vs previous periodPrevious: €650,000
Balance-sheet contextLatest financial period
Revenue trend5 periods
€19,476
2021-12-31
€19,974
2022-12-31
€18,706
2023-12-31
€18,706
2024-12-31
€14,868
2025-12-31
Operating profit (loss) trend5 periods
€10,375
2021-12-31
€6,057
2022-12-31
€8,713
2023-12-31
€11,405
2024-12-31
€6,194
2025-12-31
Profit (loss) for the financial year trend5 periods
€52,008
2021-12-31
€38,576
2022-12-31
€50,879
2023-12-31
€59,023
2024-12-31
€45,645
2025-12-31
Assets trend5 periods
€510,000
2021-12-31
€546,000
2022-12-31
€595,000
2023-12-31
€650,000
2024-12-31
€694,000
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioSatisfactory
61/100 · Declining
49.1 %2024-12-31: 55.5 %
Current ratioSatisfactory
61/100 · Declining
1.82x2024-12-31: 2.05x
Operating profit marginGood
100/100 · Declining
40.0 %2024-12-31: 57.9 %
Ratio history
Ratio2021-12-312022-12-312023-12-312024-12-312025-12-31
Equity ratio63.5 %61.6 %60.5 %55.5 %49.1 %
Current ratio2.34x2.23x2.24x2.05x1.82x
Operating profit margin52.6 %30.3 %47.4 %57.9 %40.0 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID0586499-1
VAT IDFI05864991
EU IDFIFPRO.0586499-1
MunicipalityTurku
Current registered entries
1985-03-19Registered in Tax Administration (Tax Administration)
1985-04-25Registered in Patent and Registration Office (Trade Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
2015-11-01VAT-liable for business activity in Tax Administration (VAT Register)

Responsible people

Public role relationships materialized from source observations.

Oja Heikki JuhaniToimitusjohtajaSources: 2 · Confidence: 78%
Oja Heikki JuhaniPuheenjohtajaSources: 3 · Confidence: 78%
Hurme Anitta MaaritVarsinainen jäsenSources: 4 · Confidence: 78%
Haavisto Pekka Veli-MarttiTilintarkastajaSources: 2 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodTurun Raha-Apu Oy
Grade unchangedA3 · new analysis 2026-10-19
Model score79/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
4 comparable periods
RevenueDeteriorating
ProfitabilityVolatile
SolvencyDeteriorating · 2 consecutive periods
LiquidityStable
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
53 peers
Solvency34%
Below 66% of peers
Profitability77%
Better than 77% of peers
Liquidity74%
Better than 74% of peers
Revenue growth28%
Below 72% of peers
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note
  • Coordinated deterioration across 2 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
A3
2026-10-1979/100 · v0.15
A3 → A3 · +2 points
  • Assessment confidence: Medium → High.
  • New supporting factor: Healthy short-term liquidity.
A3
2026-10-1377/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-19
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
88/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 41 years of registry continuity.

Registry and status signalsVakaa
75/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
13 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.

Registry timeline

Trade register notifications shown on a timeline.

17 register eventsLatest event: 2025-04-11

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Turun Raha-Apu Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.