Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
TVH Maanrakennus- ja koneurakointi Oy
TVH Maanrakennus- ja koneurakointi Oy's registered office is Karttula. It is a limited company. The company was established on 2021-03-29. It operates in the industry of development of building projects.
Business ID 3196046-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3196046-9
- Sector
- Development of building projects
- Municipality
- Karttula
- Company form
- Limited company
- Registration date
- 2021-03-29
- Business ID registration date
- 2021-03-08
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kotaranta 23, 72100, Karttula
About TVH Maanrakennus- ja koneurakointi Oy
Financial position and key figures for the company.
TVH Maanrakennus- ja koneurakointi Oy's location municipality is Karttula. It is a limited company. The company was established on 2021-03-29. It operates in the industry of development of building projects. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +5.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Equity ratio5.3%
Balance-sheet contextLatest financial period
Inventory€20,203Previous: €0
Cash and bank€9,853Previous: €15,120
Retained earnings€8,389Previous: €0
Equity€9,482Previous: €8,389
Liabilities€168,681Previous: €119,997
Current assets€131,470Previous: €88,287
Current liabilities€94,216Previous: €29,997
Operating profit (loss) trend2 periods
€0
2024-12-31
€15,164
2025-12-31
Profit (loss) for the financial year trend2 periods
€0
2024-12-31
€8,389
2025-12-31
Assets trend2 periods
€128,387
2024-12-31
€178,162
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
7/100 · Declining
Current ratioWeak
11/100 · Declining
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 6.5 % | 5.3 % |
| Current ratio | 0.50x | 0.32x |
| Operating profit margin | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3196046-9
VAT IDFI31960469
EU IDFIFPRO.3196046-9
MunicipalityKarttula
Current registered entries
2021-03-29Registered in Tax Administration (Tax Administration)
2021-03-29Registered in Patent and Registration Office (Trade Register)
2024-02-01VAT-liable for business activity in Tax Administration (VAT Register)
2024-02-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorTVH Maanrakennus- ja koneurakointi Oy
Grade unchangedB3 · new analysis 2026-10-18
46/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityStable
Same industry and sizeDescriptive comparison – does not change the model score.
78 peersSolvency28%
Below 72% of peers
Liquidity46%
Close to the peer-group midpoint
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings220 days after period end
213 days after period end
2 consecutive periods
Supporting factors
- Active registered status
Risk factors to note
- Weak current ratio
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-1846/100 · v0.15
B3 → B3B3
2026-09-27 07:0146/100 · v0.14
B2 → B3 · -10 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1556/100 · v0.14
B2 → B2 · +1 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1455/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
53/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsRajallinen
50/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
27 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B3.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
5 register eventsLatest event: 2025-07-25
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
TVH Maanrakennus- ja koneurakointi Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.