Risk grade updatedRisk gradeEvidence verified
21 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
UF Trust Oy
UF Trust Oy's registered office is Vanda. It is a limited company. The company was established on 2020-09-28. It operates in the industry of rental and leasing of office machinery, equipment and computers. In its latest retained statement for 2025-12-31, revenue was €39,296 and operating profit was €6,632.
Business ID 3154165-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3154165-1
- Sector
- Rental and leasing of office machinery, equipment and computers
- Municipality
- Vanda
- Company form
- Limited company
- Registration date
- 2020-09-28
- Business ID registration date
- 2020-08-26
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Nuijatie 32 A, 01650, Vanda
Email: [email protected]Source observation
Website: https://www.uftrust.comSource observation
People and decision-makers
Roivainen Marko FredrikVarsinainen jäsen
Havre TaaviOikeutettu nimenkirjoittaja
Timo NummiPäävastuullinen tilintarkastaja
About UF Trust Oy
Financial position and key figures for the company.
UF Trust Oy's location municipality is Vanda. It is a limited company. The company was established on 2020-09-28. It operates in the industry of rental and leasing of office machinery, equipment and computers. In its latest retained statement for 2025-12-31, revenue was €39,296 and operating profit was €6,632. The latest retained financial statement for 2025-12-31 shows revenue of €39,296 and profit for the financial year of €55,164. Based on the latest retained statement, revenue growth was -81.7%, operating margin was +8.2%, and equity ratio was -62.7%.
Auxiliary business names
Public alternate names materialized from source observations.
UF Trust - Asset Management
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Source observation
Derived indicators
Revenue growth-81.7%
Operating margin8.2%
Equity ratio-62.7%
Revenue€39,296-€175,850 (-81.7%) vs previous periodPrevious: €215,146
Operating profit (loss)€6,632+€18,796 (+154.5%) vs previous periodPrevious: -€12,164
Profit (loss) for the financial year€55,164+€88,615 (+264.9%) vs previous periodPrevious: -€33,451
Assets€99,306-€73,081 (-42.4%) vs previous periodPrevious: €172,387
Balance-sheet contextLatest financial period
Profit before taxes€58,911Previous: -€33,451
Employees12Previous: No comparison value
Revenue trend4 periods
€664,424
2022-12-31
€417,784
2023-12-31
€215,146
2024-12-31
€39,296
2025-12-31
Operating profit (loss) trend4 periods
€71,223
2022-12-31
€44,531
2023-12-31
-€12,164
2024-12-31
€6,632
2025-12-31
Profit (loss) for the financial year trend4 periods
-€35,431
2022-12-31
€14,556
2023-12-31
-€33,451
2024-12-31
€55,164
2025-12-31
Assets trend4 periods
€1,027,092
2022-12-31
€582,362
2023-12-31
€172,387
2024-12-31
€99,306
2025-12-31
Additional financial figures
The company's financial figures across different years.
| Metric | 2026 | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Revenue | - | €39,296 | €215,146 | €417,784 | €664,424 |
| Revenue growth | - | -81,7 % | -48,5 % | -37,1 % | 11,3 % |
| Operating profit | - | €6,632 | -€12,164 | €44,531 | €71,223 |
| EBIT margin | - | 8,2 % | -5,7 % | 10,7 % | 10,7 % |
| Profit for the financial year | - | €55,164 | -€33,451 | €14,556 | -€35,431 |
| Profit before taxes | - | €58,911 | -€33,451 | -€30,705 | €4,858 |
| Equity ratio | - | -62,7 % | -68,1 % | -18 % | -4,3 % |
| Balance sheet total | - | €99,306 | €172,387 | €582,362 | €1,027,092 |
| Employees | 4 | 12 | - | - | - |
Financial ratios
Financial ratios based on financial statement data. Source: Lähdehavainto.
Equity ratioWeak
0/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginSatisfactory
70/100 · Improving
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | -4.3 % | -18.0 % | -68.1 % | -62.7 % |
| Current ratio | - | - | - | - |
| Operating profit margin | 10.7 % | 10.7 % | -5.7 % | 8.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3154165-1
VAT IDFI31541651
EU IDFIFPRO.3154165-1
MunicipalityVanda
Current registered entries
2020-09-01Registered in Tax Administration (Prepayment Register)
2020-09-28Registered in Patent and Registration Office (Trade Register)
2020-09-29Registered in Tax Administration (Tax Administration)
2020-10-01VAT-liable for business activity in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Roivainen Marko FredrikVarsinainen jäsenSources: 3 · Confidence: 78%
Havre TaaviOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Timo NummiPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Taavi HavreHallitus: varajäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorUF Trust Oy
Grade downgradedB1 → B3 · new analysis 2026-10-21
46/100
Medium
Usable financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
4 comparable periodsProfitabilityVolatile
SolvencyVolatile
LiquidityNot enough history
Same size nationallyDescriptive comparison – does not change the model score.
471 peersSolvency11%
Below 89% of peers
Profitability59%
Better than 59% of peers
Revenue growth8%
Below 92% of peers
Supporting factors
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Negative equity
- Sharp year-over-year revenue drop
- Material volatility across multiple financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB3
2026-10-2146/100 · v0.15
B1 → B3 · -15 points- Revenue: Not enough history → Deteriorating
- Profitability: Not enough history → Volatile
- Solvency: Not enough history → Volatile
B1
2026-09-1761/100 · v0.14
Oldest retained automatic assessment in this comparisonB3
2026-10-21
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
62/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsSeurattava
62/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2026-05-12
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-03.
This company profile has not been claimed yet
UF Trust Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.