Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Ultima Jewelry Oy
Ultima Jewelry Oy's registered office is Saariselkä. It is a limited company. The company was established on 1997-04-01. It operates in the industry of retail sale of other cultural and recreational goods n.e.c.. In its latest retained statement for 2026-04-30, revenue was €191,981 and operating profit was -€38,450.
Business ID 1082836-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1082836-2
- Sector
- Retail sale of other cultural and recreational goods n.e.c.
- Municipality
- Saariselkä
- Company form
- Limited company
- Registration date
- 1997-04-01
- Business ID registration date
- 1997-04-09
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Saariseläntie 13, 99830, Saariselkä
Postal address: Lentokentäntie 129, 99800, Ivalo
Website: https://www.ultimajewelry.fiSource observation
About Ultima Jewelry Oy
Financial position and key figures for the company.
Ultima Jewelry Oy's location municipality is Saariselkä. It is a limited company. The company was established on 1997-04-01. It operates in the industry of retail sale of other cultural and recreational goods n.e.c.. In its latest retained statement for 2026-04-30, revenue was €191,981 and operating profit was -€38,450. The latest retained financial statement for 2026-04-30 shows revenue of €191,981 and profit for the financial year of -€38,390. Based on the latest retained statement, revenue growth was +7.2%, operating margin was -20.0%, and equity ratio was +82.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-04-30
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth7.2%
Operating margin-20.0%
Equity ratio82.2%
Balance-sheet contextLatest financial period
Other operating income€433Previous: €0
Inventory€0Previous: €126,824
Cash and bank€74,340Previous: €42,438
Retained earnings€109,027Previous: €137,302
Equity€78,638Previous: €125,027
Liabilities€17,042Previous: €53,032
Current assets€95,679Previous: €176,970
Current liabilities€17,042Previous: €9,403
Revenue trend2 periods
€179,080
2025-04-30
€191,981
2026-04-30
Operating profit (loss) trend2 periods
-€20,371
2025-04-30
-€38,450
2026-04-30
Profit (loss) for the financial year trend2 periods
-€20,274
2025-04-30
-€38,390
2026-04-30
Assets trend2 periods
€178,060
2025-04-30
€95,679
2026-04-30
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Declining
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2025-04-30 | 2026-04-30 |
|---|---|---|
| Equity ratio | 70.2 % | 82.2 % |
| Current ratio | 18.00x | 4.36x |
| Operating profit margin | -11.4 % | -20.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1082836-2
VAT IDFI10828362
EU IDFIFPRO.1082836-2
MunicipalitySaariselkä
Current registered entries
1997-04-01Registered in Patent and Registration Office (Trade Register)
1997-04-09Registered in Tax Administration (Tax Administration)
1997-04-15VAT-liable for business activity in Tax Administration (VAT Register)
1997-04-15Registered in Tax Administration (Prepayment Register)
2000-01-01Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableUltima Jewelry Oy
Grade unchangedB1 · new analysis 2026-10-18
68/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
2 comparable periodsRevenueStable
SolvencyImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
300 peersSolvency81%
Better than 81% of peers
Profitability3%
Below 97% of peers
Liquidity88%
Better than 88% of peers
Revenue growth76%
Better than 76% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings105 days after period end
117 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1868/100 · v0.15
B1 → B1B1
2026-10-04 23:3668/100 · v0.14
B1 → B1 · +3 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-04-30).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1565/100 · v0.14
B2 → B1 · +6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
38/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 29 years of registry continuity.
Registry and status signalsVakaa
87/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
23 register eventsLatest event: 2026-08-13
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2026-04-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-03.
This company profile has not been claimed yet
Ultima Jewelry Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.