Business profile

UMK Rakennus Oy

UMK Rakennus Oy's registered office is Lielahti Tl. It is a limited company. The company was established on 2000-10-11. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-10-31, revenue was €42,746 and operating profit was -€16,945.

Claim profileContact details
Business ID 1605539-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
1605539-9
Sector
Construction of residential and non-residential buildings
Municipality
Lielahti Tl
Company form
Limited company
Registration date
2000-10-11
Business ID registration date
2000-06-21
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Vuorelantie 137, 21630, Lielahti Tl

About UMK Rakennus Oy

Financial position and key figures for the company.

UMK Rakennus Oy's location municipality is Lielahti Tl. It is a limited company. The company was established on 2000-10-11. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-10-31, revenue was €42,746 and operating profit was -€16,945. The latest retained financial statement for 2025-10-31 shows revenue of €42,746 and profit for the financial year of -€19,672. Based on the latest retained statement, revenue growth was -36.1%, operating margin was -39.6%, and equity ratio was +51.6%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-10-31

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-36.1%
Operating margin-39.6%
Equity ratio51.6%
Balance-sheet contextLatest financial period
Inventory€8,085Previous: €18,728
Cash and bank€23,027Previous: €19,927
Retained earnings€61,225Previous: €50,462
Equity€49,962Previous: €75,694
Liabilities€46,920Previous: €33,702
Current assets€33,285Previous: €41,901
Current liabilities€39,100Previous: €22,622
Revenue trend2 periods
€66,871
2024-10-31
€42,746
2025-10-31
Operating profit (loss) trend2 periods
€18,199
2024-10-31
-€16,945
2025-10-31
Profit (loss) for the financial year trend2 periods
€16,823
2024-10-31
-€19,672
2025-10-31
Assets trend2 periods
€109,396
2024-10-31
€96,882
2025-10-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
64/100 · Declining
51.6 %2024-10-31: 69.2 %
Current ratioPassable
27/100 · Declining
0.80x2024-10-31: 1.71x
Operating profit marginWeak
0/100 · Declining
-39.6 %2024-10-31: 27.2 %
Ratio history
Ratio2024-10-312025-10-31
Equity ratio69.2 %51.6 %
Current ratio1.71x0.80x
Operating profit margin27.2 %-39.6 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID1605539-9
VAT IDFI16055399
EU IDFIFPRO.1605539-9
MunicipalityLielahti Tl
Current registered entries
2000-06-05Registered in Tax Administration (Employer Register)
2000-06-05VAT-liable for business activity in Tax Administration (VAT Register)
2000-06-13Registered in Tax Administration (Prepayment Register)
2000-06-21Registered in Tax Administration (Tax Administration)
2000-10-11Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B3
MonitorUMK Rakennus Oy
Grade unchangedB3 · new analysis 2026-10-17
Model score47/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyDeteriorating
LiquidityDeteriorating
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
38 peers
Solvency50%
Close to the peer-group midpoint
Profitability18%
Below 82% of peers
Liquidity66%
Better than 66% of peers
Revenue growth34%
Below 66% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag74 days after period end
Typical registration lag85 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong equity ratio
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Weak current ratio
  • Negative profitability or net result
  • Sharp year-over-year revenue drop
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B3
2026-10-1747/100 · v0.15
B3 → B3
B3
2026-10-05 10:0747/100 · v0.14
B2 → B3 · -12 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-10-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1559/100 · v0.14
B2 → B2 · +3 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1456/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB3
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskhigh
25/100

Industry context is high based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 26 years of registry continuity.

Registry and status signalsVakaa
76/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.
Risk grade updatedRisk gradeEvidence verified
5 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

14 register eventsLatest event: 2026-01-13

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2025-10-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

UMK Rakennus Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.