Risk grade updatedRisk gradeEvidence verified
13 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A1.Business profile
Umo Capital Oy
Umo Capital Oy's registered office is Helsingfors. It is a limited company. The company was established on 1949-10-28. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-06-30, revenue was €24,684,405 and operating profit was €7,443,722.
Business ID 0115056-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0115056-1
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 1949-10-28
- Business ID registration date
- 1978-03-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Aleksanterinkatu 21 H, 00100, Helsingfors
Phone: +35822334455Source observation
Email: [email protected]Source observation
Website: https://www.umocapital.fiSource observation
People and decision-makers
Myllärniemi Erkki Tryggve FredrikToimitusjohtaja
About Umo Capital Oy
Financial position and key figures for the company.
Umo Capital Oy's location municipality is Helsingfors. It is a limited company. The company was established on 1949-10-28. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-06-30, revenue was €24,684,405 and operating profit was €7,443,722. The latest retained financial statement for 2025-06-30 shows revenue of €24,684,405 and profit for the financial year of €8,982,732. Based on the latest retained statement, revenue growth was +205.2%, operating margin was +30.1%, and equity ratio was +75.8%.
Auxiliary business names
Public alternate names materialized from source observations.
UlkomarkkinatUmo
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimialana on harjoittaa laaja-alaista sijoitustoimintaa sekä arvopaperi- ja kiinteistökauppaa sekä vuokraus- että leasingtoimintaa ja omistaa muuta liiketoimintaa harjoittavia tytär- ja osakkuusyhtiöitä. Yhtiö voi hankkia omistukseensa kiinteätä omaisuutta.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-06-30
0
0
Enriched source observation
Derived indicators
Revenue growth205.2%
Operating margin30.1%
Equity ratio75.8%
Revenue€24,684,405+€16,596,643 (+205.2%) vs previous periodPrevious: €8,087,762
Operating profit (loss)€7,443,722+€7,222,181 (+3260.0%) vs previous periodPrevious: €221,541
Profit (loss) for the financial year€8,982,732+€9,074,187 (+9922.0%) vs previous periodPrevious: -€91,455
Assets€55,806,019-€11,215,207 (-16.7%) vs previous periodPrevious: €67,021,226
Balance-sheet contextLatest financial period
Employees3Previous: 3
Revenue trend5 periods
€23,340,794
2021-06-30
€21,361,542
2022-06-30
€15,731,073
2023-06-30
€8,087,762
2024-06-30
€24,684,405
2025-06-30
Operating profit (loss) trend5 periods
€7,971,865
2021-06-30
€2,745,580
2022-06-30
€8,919,379
2023-06-30
€221,541
2024-06-30
€7,443,722
2025-06-30
Profit (loss) for the financial year trend5 periods
€8,679,000
2021-06-30
€2,650,000
2022-06-30
€8,785,000
2023-06-30
-€91,455
2024-06-30
€8,982,732
2025-06-30
Assets trend5 periods
€82,616,607
2021-06-30
€73,234,359
2022-06-30
€70,159,270
2023-06-30
€67,021,226
2024-06-30
€55,806,019
2025-06-30
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
95/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2021-06-30 | 2022-06-30 | 2023-06-30 | 2024-06-30 | 2025-06-30 |
|---|---|---|---|---|---|
| Equity ratio | 79.2 % | 80.9 % | 82.5 % | 82.3 % | 75.8 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 34.1 % | 12.8 % | 56.5 % | 2.7 % | 30.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0115056-1
VAT IDFI01150561
EU IDFIFPRO.0115056-1
MunicipalityHelsingfors
Current registered entries
1949-10-28Registered in Patent and Registration Office (Trade Register)
1964-03-01Registered in Tax Administration (Employer Register)
1978-03-15Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
2017-07-01VAT liable as a buyer or on self-supply in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Myllärniemi Erkki Tryggve FredrikToimitusjohtajaSources: 6 · Confidence: 78%
Myllärniemi Erkki Tryggve FredrikPuheenjohtajaSources: 4 · Confidence: 78%
Nylund Ellen Elisabeth PingyuanVarsinainen jäsenSources: 4 · Confidence: 78%
Haakana Joonas Henri MiikkaelProkuristiSources: 1 · Confidence: 78%
Ilomäki Nina ElisabethVarsinainen jäsenSources: 5 · Confidence: 78%
Ha Linda Elisabeth JuanjuanVarsinainen jäsenSources: 4 · Confidence: 78%
Lassila Heikki JuhaniTilintarkastajaSources: 2 · Confidence: 78%
Tero Heikki PaukkuVaratilintarkastajaSources: 1 · Confidence: 76%
Linda HaHallitus: varsinainen jäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A1
ExcellentUmo Capital Oy
Grade unchangedA1 · new analysis 2026-10-18
90/100
Medium
Usable financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
4 comparable periodsRevenueVolatile
ProfitabilityVolatile
LiquidityNot enough history
Same industryDescriptive comparison – does not change the model score.
175 peersSolvency48%
Close to the peer-group midpoint
Profitability78%
Better than 78% of peers
Revenue growth90%
Better than 90% of peers
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Material volatility across multiple financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA1
2026-10-1890/100 · v0.15
A1 → A1 · -1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
A1
2026-10-1391/100 · v0.14
Oldest retained automatic assessment in this comparisonA1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
97/100
The company has about 76 years of registry continuity.
Registry and status signalsVakaa
81/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
25 register eventsLatest event: 2025-11-11
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Umo Capital Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.