Risk grade updatedRisk gradeEvidence verified
3 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B3.Business profile
Universal Services Oy
Universal Services Oy's registered office is Oulu. It is a limited company. The company was established on 2007-05-09. It operates in the industry of non-specialised retail sale of predominately food, beverages or tobacco.
Business ID 2114099-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2114099-3
- Sector
- Non-specialised retail sale of predominately food, beverages or tobacco
- Municipality
- Oulu
- Company form
- Limited company
- Registration date
- 2007-05-09
- Business ID registration date
- 2007-05-03
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Tapiontie 6 A 5, 90570, Oulu
Website: https://www.universalservices.fiSource observation
About Universal Services Oy
Financial position and key figures for the company.
Universal Services Oy's location municipality is Oulu. It is a limited company. The company was established on 2007-05-09. It operates in the industry of non-specialised retail sale of predominately food, beverages or tobacco. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was -140.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2021-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Equity ratio-140.8%
Balance-sheet contextLatest financial period
Inventory€1,757Previous: €2,506
Cash and bank€3,048Previous: €4,494
Retained earnings-€7,285Previous: -€6,740
Equity-€6,893Previous: -€4,785
Liabilities€11,788Previous: €11,873
Current assets€4,895Previous: €7,088
Current liabilities€108Previous: €193
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioGood
100/100 · Improving
Operating profit marginNot assessable
0/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2114099-3
EU IDFIFPRO.2114099-3
MunicipalityOulu
Current registered entries
2007-05-09Registered in Tax Administration (Tax Administration)
2007-05-09Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorUniversal Services Oy
Grade downgradedB2 → B3 · new analysis 2026-10-03
40/100
Low
Usable financial evidenceFinancial data included
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings245 days after period end
245 days after period end
1 consecutive periods
Supporting factors
- Healthy short-term liquidity
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Parsed financial metrics are older than the newest reported filing
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB3
2026-10-03 04:2740/100 · v0.14
B2 → B3 · -19 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2021-12-31).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1559/100 · v0.14
B2 → B2 · +2 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1457/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-10-03
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
44/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 19 years of registry continuity.
Registry and status signalsSeurattava
63/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
17 register eventsLatest event: 2024-05-27
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2021-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Universal Services Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.