Business profile

Universo Invest Oy

Universo Invest Oy's registered office is Helsingfors. It is a limited company. The company was established on 1987-12-23. It operates in the industry of security and commodity contracts brokerage. In its latest retained statement for 2026-02-28, revenue was €10,417 and operating profit was -€86,766.

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Business ID 0690396-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
0690396-4
Sector
Security and commodity contracts brokerage
Municipality
Helsingfors
Company form
Limited company
Registration date
1987-12-23
Business ID registration date
1988-03-02
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Mannerheimintie 18 A, 00100, Helsingfors

About Universo Invest Oy

Financial position and key figures for the company.

Universo Invest Oy's location municipality is Helsingfors. It is a limited company. The company was established on 1987-12-23. It operates in the industry of security and commodity contracts brokerage. In its latest retained statement for 2026-02-28, revenue was €10,417 and operating profit was -€86,766. The latest retained financial statement for 2026-02-28 shows revenue of €10,417 and profit for the financial year of -€88,659. Based on the latest retained statement, revenue growth was +1.4%, operating margin was -833.0%, and equity ratio was -31.6%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2026-02-28

Imported periods3
PRH parsed3
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth1.4%
Operating margin-833.0%
Equity ratio-31.6%
Revenue€10,417+€140 (+1.4%) vs previous periodPrevious: €10,276
Operating profit (loss)-€86,766-€29,842 (-52.4%) vs previous periodPrevious: -€56,924
Profit (loss) for the financial year-€88,659-€27,008 (-43.8%) vs previous periodPrevious: -€61,652
Assets€515,210-€87,958 (-14.6%) vs previous periodPrevious: €603,168
Balance-sheet contextLatest financial period
Inventory€490,994Previous: €551,013
Cash and bank€23,484Previous: €51,947
Retained earnings-€3,292,650Previous: -€3,230,998
Equity-€162,636Previous: -€73,976
Liabilities€677,846Previous: €677,144
Current assets€515,210Previous: €603,168
Current liabilities€2,826Previous: €2,125
Revenue trend3 periods
€10,714
2024-02-29
€10,276
2025-02-28
€10,417
2026-02-28
Operating profit (loss) trend3 periods
-€29,603
2024-02-29
-€56,924
2025-02-28
-€86,766
2026-02-28
Profit (loss) for the financial year trend3 periods
-€33,287
2024-02-29
-€61,652
2025-02-28
-€88,659
2026-02-28
Assets trend3 periods
€664,787
2024-02-29
€603,168
2025-02-28
€515,210
2026-02-28

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
0/100 · Declining
-31.6 %2025-02-28: -12.3 %
Current ratioGood
100/100 · Declining
182.03x2025-02-28: 283.77x
Operating profit marginWeak
0/100 · Declining
-833.0 %2025-02-28: -553.9 %
Ratio history
Ratio2024-02-292025-02-282026-02-28
Equity ratio-1.9 %-12.3 %-31.6 %
Current ratio316.68x283.77x182.03x
Operating profit margin-276.3 %-553.9 %-833.0 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID0690396-4
EU IDFIFPRO.0690396-4
MunicipalityHelsingfors
Current registered entries
1987-12-23Registered in Patent and Registration Office (Trade Register)
1988-03-02Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B3
MonitorUniverso Invest Oy
Grade unchangedB3 · new analysis 2026-10-18
Model score47/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueStable
ProfitabilityDeteriorating · 2 consecutive periods
SolvencyDeteriorating · 2 consecutive periods
LiquidityDeteriorating · 2 consecutive periods
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
80 peers
Solvency6%
Below 94% of peers
Profitability0%
Below 100% of peers
Liquidity95%
Better than 95% of peers
Revenue growth64%
Better than 64% of peers
Financial statement reporting patternMixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag185 days after period end
Typical registration lag185 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Healthy short-term liquidity
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Negative equity
  • Negative profitability or net result
  • Losses in the latest and previous available periods
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B3
2026-10-1847/100 · v0.15
B3 → B3
B3
2026-10-02 11:1047/100 · v0.14
A2 → B3 · -35 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-02-28).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
A2
2026-09-1582/100 · v0.14
B1 → A2 · +16 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1466/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB3
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
88/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 38 years of registry continuity.

Registry and status signalsVakaa
81/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.
Risk grade updatedRisk gradeEvidence verified
2 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2 → B3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

20 register eventsLatest event: 2026-09-01

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2026-02-28

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-03.

This company profile has not been claimed yet

Universo Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.