Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
UP Urakointi Oy
UP Urakointi Oy's registered office is Heinola. It is a limited company. The company was established on 1994-05-25. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €130,108 and operating profit was €6,922.
Business ID 0964938-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0964938-3
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Heinola
- Company form
- Limited company
- Registration date
- 1994-05-25
- Business ID registration date
- 1994-05-03
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Jalavatie 9, 18120, Heinola
About UP Urakointi Oy
Financial position and key figures for the company.
UP Urakointi Oy's location municipality is Heinola. It is a limited company. The company was established on 1994-05-25. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €130,108 and operating profit was €6,922. The latest retained financial statement for 2025-12-31 shows revenue of €130,108 and profit for the financial year of -€21,758. Based on the latest retained statement, revenue growth was -29.0%, operating margin was +5.3%, and equity ratio was +5.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-29.0%
Operating margin5.3%
Equity ratio5.5%
Balance-sheet contextLatest financial period
Other operating income€4,820Previous: €3,782
Cash and bank€0Previous: -€7,130
Retained earnings€26,560Previous: €49,907
Equity€7,302Previous: €29,060
Liabilities€124,631Previous: €94,635
Current assets€13,083Previous: €126
Current liabilities€41,489Previous: €18,751
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
7/100 · Declining
Current ratioWeak
0/100 · Improving
Operating profit marginSatisfactory
63/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0964938-3
VAT IDFI09649383
EU IDFIFPRO.0964938-3
MunicipalityHeinola
Current registered entries
1994-05-03Registered in Tax Administration (Tax Administration)
1994-05-25Registered in Patent and Registration Office (Trade Register)
2015-06-01VAT-liable for business activity in Tax Administration (VAT Register)
2017-01-26Registered in Tax Administration (Prepayment Register)
2021-06-01Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryUP Urakointi Oy
Grade unchangedB2 · new analysis 2026-10-17
50/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
183 peersSolvency20%
Below 80% of peers
Profitability59%
Better than 59% of peers
Liquidity13%
Below 87% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings104 days after period end
104 days after period end
1 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-10-1750/100 · v0.15
B2 → B2B2
2026-09-21 16:2550/100 · v0.14
B2 → B2 · -9 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1459/100 · v0.14
B2 → B2B2
2026-09-1459/100 · v0.13
Oldest retained automatic assessment in this comparisonB2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 32 years of registry continuity.
Registry and status signalsVakaa
79/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
14 register eventsLatest event: 2026-04-14
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
UP Urakointi Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.