Business profile

Upgro Oy

Upgro Oy's registered office is Ruto. It is a limited company. The company was established on 2017-10-26. It operates in the industry of fund management activities.

Business ID 2858193-5ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2858193-5
Sector
Fund management activities
Municipality
Ruto
Company form
Limited company
Registration date
2017-10-26
Business ID registration date
2017-09-25
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Karkkimalantie 740 B, 66420, Ruto

Website: https://upgro.fiSource observation

People and decision-makers

Kotimäki Hannu Jarno SakariVarsinainen jäsen
Kotimäki Marika SusanneVarajäsen

About Upgro Oy

Financial position and key figures for the company.

Upgro Oy's location municipality is Ruto. It is a limited company. The company was established on 2017-10-26. It operates in the industry of fund management activities. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +60.8%.

Extended business activity

A longer directory- or registry-backed activity description that complements the short registry industry label.

Kaikki laillinen liiketoiminta.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods4
PRH parsed2
Profile sourceCombined source
Derived indicators
Equity ratio60.8%
Operating profit (loss)-€6,234-€2,318 (-59.2%) vs previous periodPrevious: -€3,916
Profit (loss) for the financial year€26,550-€3,834 (-12.6%) vs previous periodPrevious: €30,384
Assets€510,198+€17,845 (+3.6%) vs previous periodPrevious: €492,353
Balance-sheet contextLatest financial period
Cash and bank€18,307Previous: €4,003
Retained earnings€281,148Previous: €275,403
Profit before taxes€26,650Previous: €30,384
Equity€310,198Previous: €308,288
Liabilities€200,000Previous: €184,065
Current assets€472,648Previous: €454,803
Current liabilities€0Previous: €184,065
Employees0Previous: 0
Operating profit (loss) trend4 periods
-€29
2022-12-31
-€655
2023-12-31
-€3,916
2024-12-31
-€6,234
2025-12-31
Profit (loss) for the financial year trend5 periods
-€2,684
2019-12-31
€283,118
2022-12-31
€283,118
2023-12-31
€30,384
2024-12-31
€26,550
2025-12-31
Assets trend5 periods
€80,116
2019-12-31
€329,507
2022-12-31
€333,500
2023-12-31
€492,353
2024-12-31
€510,198
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Yhdistetty lähde.

Equity ratioGood
76/100 · Declining
60.8 %2024-12-31: 62.6 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-12-31: 0.02x
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Ratio history
Ratio2019-12-312022-12-312023-12-312024-12-312025-12-31
Equity ratio100.0 %85.6 %91.6 %62.6 %60.8 %
Current ratio---0.02x-
Operating profit margin-----

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2858193-5
EU IDFIFPRO.2858193-5
MunicipalityRuto
Current registered entries
2017-10-26Registered in Tax Administration (Tax Administration)
2017-10-26Registered in Patent and Registration Office (Trade Register)

Responsible people

Public role relationships materialized from source observations.

Kotimäki Hannu Jarno SakariVarsinainen jäsenSources: 6 · Confidence: 78%
Kotimäki Marika SusanneVarajäsenSources: 2 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodUpgro Oy
Grade upgradedB1 → A3 · new analysis 2026-09-15
Model score73/100
Assessment confidenceLow
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
4 comparable periods
RevenueNot enough history
ProfitabilityNot enough history
SolvencyDeteriorating
LiquidityNot enough history
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
102 peers
Solvency45%
Below 55% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag113 days after period end
Typical registration lag116 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
A3
2026-09-15 18:2673/100 · v0.14
B1 → A3 · +6 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → Low.
  • Evidence quality: Limited financial evidence → Usable financial evidence.
B1
2026-09-1467/100 · v0.14
A3 → B1 · -5 points
  • Solvency: Deteriorating
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Limited financial evidence.
A3
2026-09-1372/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-09-15
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
83/100

Industry context is low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 8 years of registry continuity.

Registry and status signalsSeurattava
58/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.

Registry timeline

Trade register notifications shown on a timeline.

10 register eventsLatest event: 2026-04-23

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Upgro Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.