Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Business profile
Upicar Oy
Upicar Oy's registered office is Ylivieska. It is a limited company. The company was established on 1994-07-20. It operates in the industry of retail sale of cars and light motor vehicles. In its latest retained statement for 2025-03-31, revenue was €185,096 and operating profit was €20,524.
Business ID 0976072-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0976072-7
- Sector
- Retail sale of cars and light motor vehicles
- Municipality
- Ylivieska
- Company form
- Limited company
- Registration date
- 1994-07-20
- Business ID registration date
- 1994-09-21
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: RUUTIHAANTIE 9, 84100, Ylivieska
Postal address: Työmiehentie 10 A 1, 85500, Nivala
About Upicar Oy
Financial position and key figures for the company.
Upicar Oy's location municipality is Ylivieska. It is a limited company. The company was established on 1994-07-20. It operates in the industry of retail sale of cars and light motor vehicles. In its latest retained statement for 2025-03-31, revenue was €185,096 and operating profit was €20,524. The latest retained financial statement for 2025-03-31 shows revenue of €185,096 and profit for the financial year of €12,760. Based on the latest retained statement, revenue growth was -33.6%, operating margin was +11.1%, and equity ratio was +33.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-03-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-33.6%
Operating margin11.1%
Equity ratio33.5%
Balance-sheet contextLatest financial period
Other operating income€305Previous: €16,836
Inventory€80,661Previous: €94,348
Cash and bank€1,957Previous: €2,318
Retained earnings€170,472Previous: €137,805
Equity€185,755Previous: €172,995
Liabilities€367,953Previous: €401,055
Current assets€103,111Previous: €122,571
Current liabilities€314,799Previous: €223,817
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
42/100 · Improving
Current ratioWeak
9/100 · Declining
Operating profit marginGood
78/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0976072-7
VAT IDFI09760727
EU IDFIFPRO.0976072-7
MunicipalityYlivieska
Current registered entries
1994-07-20Registered in Patent and Registration Office (Trade Register)
1994-09-21Registered in Tax Administration (Tax Administration)
1995-01-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
2002-10-25VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodUpicar Oy
Grade upgradedB1 → A3 · new analysis 2026-09-22
70/100
Medium
Usable financial evidenceFinancial data included
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings185 days after period end
185 days after period end
1 consecutive periods
Supporting factors
- Strong operating profitability
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA3
2026-09-22 03:2870/100 · v0.14
B1 → A3 · +1 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-03-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1469/100 · v0.14
B1 → B1 · +8 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1361/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-09-22
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
57/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 32 years of registry continuity.
Registry and status signalsVakaa
82/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
18 register eventsLatest event: 2025-10-02
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-03-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.
This company profile has not been claimed yet
Upicar Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.