Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → B1.Business profile
Urak Oy
Urak Oy's registered office is Rovaniemi. It is a limited company. The company was established on 2023-02-28. It operates in the industry of construction of residential and non-residential buildings.
Business ID 3329862-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3329862-4
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Rovaniemi
- Company form
- Limited company
- Registration date
- 2023-02-28
- Business ID registration date
- 2022-12-05
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Gunillanpolku 5, 96600, Rovaniemi
About Urak Oy
Financial position and key figures for the company.
Urak Oy's location municipality is Rovaniemi. It is a limited company. The company was established on 2023-02-28. It operates in the industry of construction of residential and non-residential buildings. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +97.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Equity ratio97.7%
Balance-sheet contextLatest financial period
Cash and bank€628Previous: €0
Retained earnings€9,718Previous: €14,791
Equity€30,536Previous: €23,983
Liabilities€708Previous: €1,734
Current assets€23,960Previous: €12,956
Current liabilities€708Previous: €1,734
Assets trend2 periods
€32,409
2024-12-31
€31,243
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioPassable
30/100 · Improving
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | - | 97.7 % |
| Current ratio | - | 0.89x |
| Operating profit margin | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3329862-4
VAT IDFI33298624
EU IDFIFPRO.3329862-4
MunicipalityRovaniemi
Current registered entries
2023-02-28VAT-liable for business activity in Tax Administration (VAT Register)
2023-02-28Registered in Tax Administration (Prepayment Register)
2023-02-28Registered in Patent and Registration Office (Trade Register)
2023-03-01Registered in Tax Administration (Tax Administration)
2023-04-26Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableUrak Oy
Grade upgradedB3 → B1 · new analysis 2026-09-17
60/100
Medium
Usable financial evidenceFinancial data included
Same industryDescriptive comparison – does not change the model score.
84 peersSolvency93%
Better than 93% of peers
Liquidity87%
Better than 87% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings127 days after period end
127 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-09-17 17:5060/100 · v0.14
B3 → B1 · +19 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B3
2026-09-1441/100 · v0.14
B3 → B3B3
2026-09-1441/100 · v0.13
B3 → B3 · -8 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B3
2026-09-1349/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-09-17
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
49/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
5 register eventsLatest event: 2026-05-07
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Urak Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.