Risk grade updatedRisk gradeEvidence verified
1 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → B1.Business profile
Urakointi JPM OY
Urakointi JPM OY's registered office is Rukatunturi. It is a limited company. The company was established on 2022-11-29. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €110,544 and operating profit was €9,867.
Business ID 3326637-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3326637-4
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Rukatunturi
- Company form
- Limited company
- Registration date
- 2022-11-29
- Business ID registration date
- 2022-11-21
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Ihtinginperäntie 3, 93830, Rukatunturi
About Urakointi JPM OY
Financial position and key figures for the company.
Urakointi JPM OY's location municipality is Rukatunturi. It is a limited company. The company was established on 2022-11-29. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €110,544 and operating profit was €9,867. The latest retained financial statement for 2025-12-31 shows revenue of €110,544 and profit for the financial year of €8,124. Based on the latest retained statement, revenue growth was +92.8%, operating margin was +8.9%, and equity ratio was +59.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth92.8%
Operating margin8.9%
Equity ratio59.1%
Balance-sheet contextLatest financial period
Other operating income€100Previous: €0
Cash and bank€4,497Previous: €5,977
Retained earnings€11,980Previous: €20,500
Equity€20,104Previous: €17,385
Liabilities€13,931Previous: €2,097
Current assets€18,527Previous: €12,018
Current liabilities€13,931Previous: €2,097
Revenue trend2 periods
€57,323
2024-12-31
€110,544
2025-12-31
Operating profit (loss) trend2 periods
-€2,819
2024-12-31
€9,867
2025-12-31
Profit (loss) for the financial year trend2 periods
-€3,115
2024-12-31
€8,124
2025-12-31
Assets trend2 periods
€19,482
2024-12-31
€34,035
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
74/100 · Declining
Current ratioWeak
11/100 · Declining
Operating profit marginSatisfactory
72/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 89.2 % | 59.1 % |
| Current ratio | 2.85x | 0.32x |
| Operating profit margin | -4.9 % | 8.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3326637-4
VAT IDFI33266374
EU IDFIFPRO.3326637-4
MunicipalityRukatunturi
Current registered entries
2022-11-29Registered in Tax Administration (Tax Administration)
2022-11-29Registered in Patent and Registration Office (Trade Register)
2022-12-06VAT-liable for business activity in Tax Administration (VAT Register)
2022-12-06Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableUrakointi JPM OY
Grade unchangedB1 · new analysis 2026-10-17
65/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
2 comparable periodsRevenueImproving
ProfitabilityImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
99 peersSolvency73%
Better than 73% of peers
Profitability72%
Better than 72% of peers
Liquidity41%
Below 59% of peers
Revenue growth87%
Better than 87% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings37 days after period end
160 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
- Weak current ratio
- Coordinated deterioration across 2 financial domains
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1765/100 · v0.15
B1 → B1B1
2026-10-01 04:5065/100 · v0.14
B3 → B1 · +25 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B3
2026-09-1540/100 · v0.14
B3 → B3 · -9 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B3
2026-09-1449/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
47/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
4 register eventsLatest event: 2026-02-06
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Urakointi JPM OY shows public core facts. A company representative can claim the profile, update public information, and access owner tools.