Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
Urakointipalvelu T&J Oy
Urakointipalvelu T&J Oy's registered office is Urajärvi. It is a limited company. The company was established on 2023-11-13. It operates in the industry of construction of other civil engineering projects n.e.c.. In its latest retained statement for 2025-12-31, revenue was €140,019 and operating profit was -€3,475.
Business ID 3402886-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3402886-1
- Sector
- Construction of other civil engineering projects n.e.c.
- Municipality
- Urajärvi
- Company form
- Limited company
- Registration date
- 2023-11-13
- Business ID registration date
- 2023-11-01
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kalliolantie 89, 17150, Urajärvi
About Urakointipalvelu T&J Oy
Financial position and key figures for the company.
Urakointipalvelu T&J Oy's location municipality is Urajärvi. It is a limited company. The company was established on 2023-11-13. It operates in the industry of construction of other civil engineering projects n.e.c.. In its latest retained statement for 2025-12-31, revenue was €140,019 and operating profit was -€3,475. The latest retained financial statement for 2025-12-31 shows revenue of €140,019 and profit for the financial year of -€12,959. Based on the latest retained statement, revenue growth was -14.4%, operating margin was -2.5%, and equity ratio was -87.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-14.4%
Operating margin-2.5%
Equity ratio-87.5%
Balance-sheet contextLatest financial period
Cash and bank€0Previous: €6,907
Retained earnings-€23,864Previous: €0
Equity-€36,822Previous: -€23,864
Liabilities€78,916Previous: €86,397
Current assets€8,575Previous: €17,840
Current liabilities€41,416Previous: €25,535
Revenue trend2 periods
€163,575
2024-12-31
€140,019
2025-12-31
Operating profit (loss) trend2 periods
-€19,456
2024-12-31
-€3,475
2025-12-31
Profit (loss) for the financial year trend2 periods
-€23,864
2024-12-31
-€12,959
2025-12-31
Assets trend2 periods
€62,533
2024-12-31
€42,094
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioWeak
0/100 · Declining
Operating profit marginWeak
44/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | -38.2 % | -87.5 % |
| Current ratio | 0.27x | 0.00x |
| Operating profit margin | -11.9 % | -2.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3402886-1
VAT IDFI34028861
EU IDFIFPRO.3402886-1
MunicipalityUrajärvi
Current registered entries
2023-11-01Registered in Tax Administration (Employer Register)
2023-11-01VAT-liable for business activity in Tax Administration (VAT Register)
2023-11-01Registered in Tax Administration (Prepayment Register)
2023-11-13Registered in Tax Administration (Tax Administration)
2023-11-13Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskUrakointipalvelu T&J Oy
Grade unchangedD · new analysis 2026-10-17
6/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
2 comparable periodsProfitabilityImproving
Same size nationallyDescriptive comparison – does not change the model score.
1244 peersSolvency4%
Below 96% of peers
Profitability18%
Below 82% of peers
Liquidity14%
Below 86% of peers
Revenue growth16%
Below 84% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings125 days after period end
123 days after period end
2 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsD
2026-10-176/100 · v0.15
D → DD
2026-09-17 03:006/100 · v0.14
C → D · -30 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
C
2026-09-1436/100 · v0.14
C → CC
2026-09-1436/100 · v0.13
Oldest retained automatic assessment in this comparisonD
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
23/100
Industry context is high based on normalized open statistical inputs.
Age and continuityNuori
15/100
The company has about 2 years of registry continuity.
Registry and status signalsSeurattava
70/100
A severity-mapped registry signal 12–24 months ago remains a caution signal, but is no longer treated as recent.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C → D.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2026-05-05
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Urakointipalvelu T&J Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.