Business profile

Urban Concept Oy

Urban Concept Oy's registered office is Helsingfors. It is a limited company. The company was established on 2010-04-09. It operates in the industry of activities of agents involved in the wholesale of other particular products. In its latest retained statement for 2025-12-31, revenue was €120,096 and operating profit was €97,111.

Claim profileContact details
Business ID 2324754-0ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2324754-0
Sector
Activities of agents involved in the wholesale of other particular products
Municipality
Helsingfors
Company form
Limited company
Registration date
2010-04-09
Business ID registration date
2010-03-11
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Unioninkatu 3 C 17, 00130, Helsingfors

About Urban Concept Oy

Financial position and key figures for the company.

Urban Concept Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2010-04-09. It operates in the industry of activities of agents involved in the wholesale of other particular products. In its latest retained statement for 2025-12-31, revenue was €120,096 and operating profit was €97,111. The latest retained financial statement for 2025-12-31 shows revenue of €120,096 and profit for the financial year of €87,437. Based on the latest retained statement, revenue growth was -12.2%, operating margin was +80.9%, and equity ratio was +100.0%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-12.2%
Operating margin80.9%
Equity ratio100.0%
Revenue€120,096-€16,687 (-12.2%) vs previous periodPrevious: €136,782
Operating profit (loss)€97,111-€29,203 (-23.1%) vs previous periodPrevious: €126,315
Profit (loss) for the financial year€87,437-€12,343 (-12.4%) vs previous periodPrevious: €99,781
Assets€474,799+€24,637 (+5.5%) vs previous periodPrevious: €450,163
Balance-sheet contextLatest financial period
Inventory€766Previous: €0
Cash and bank€63,798Previous: €114,253
Retained earnings€384,862Previous: €318,765
Equity€474,799Previous: €421,045
Liabilities€0Previous: €29,117
Current assets€225,258Previous: €200,622
Current liabilities€0Previous: €29,117
Revenue trend2 periods
€136,782
2024-12-31
€120,096
2025-12-31
Operating profit (loss) trend2 periods
€126,315
2024-12-31
€97,111
2025-12-31
Profit (loss) for the financial year trend2 periods
€99,781
2024-12-31
€87,437
2025-12-31
Assets trend2 periods
€450,163
2024-12-31
€474,799
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
100.0 %2024-12-31: 93.5 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-12-31: 3.92x
Operating profit marginGood
100/100 · Declining
80.9 %2024-12-31: 92.3 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio93.5 %100.0 %
Current ratio3.92x-
Operating profit margin92.3 %80.9 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2324754-0
VAT IDFI23247540
EU IDFIFPRO.2324754-0
MunicipalityHelsingfors
Current registered entries
2010-04-09Registered in Patent and Registration Office (Trade Register)
2010-04-16Registered in Tax Administration (Tax Administration)
2019-07-01VAT-liable for business activity in Tax Administration (VAT Register)
2019-07-15Registered in Tax Administration (Prepayment Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodUrban Concept Oy
Grade unchangedA3 · new analysis 2026-10-17
Model score78/100
Assessment confidenceMedium
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyImproving
LiquidityNot enough history
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
75 peers
Solvency100%
Better than 100% of peers
Profitability100%
Better than 100% of peers
Revenue growth32%
Below 68% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag59 days after period end
Typical registration lag118 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Active registered status
Risk factors to note
  • Coordinated deterioration across 2 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A3
2026-10-1778/100 · v0.15
A3 → A3
A3
2026-09-18 13:0378/100 · v0.14
B1 → A3 · +9 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1469/100 · v0.14
B1 → B1
B1
2026-09-1469/100 · v0.13
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

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Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskmedium
52/100

Industry context is medium based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 16 years of registry continuity.

Registry and status signalsVakaa
79/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
18 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

16 register eventsLatest event: 2026-02-28

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Urban Concept Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.