Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Usmin Fysioterapiapalvelu Oy
Usmin Fysioterapiapalvelu Oy's registered office is Hyvinkää. It is a limited company. The company was established on 1995-05-03. It operates in the industry of wholesale of medical goods. In its latest retained statement for 2026-05-31, revenue was €56,030 and operating profit was €10,388.
Business ID 0991996-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0991996-1
- Sector
- Wholesale of medical goods
- Municipality
- Hyvinkää
- Company form
- Limited company
- Registration date
- 1995-05-03
- Business ID registration date
- 1995-01-20
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Mustankiventie 43, 05800, Hyvinkää
Phone: +358405034989Source observation
Email: [email protected]Source observation
Website: https://www.usmin.comSource observation
People and decision-makers
Pehkonen Ismo AnteroVarsinainen jäsen
Marjola Leena AnnukkaVarajäsen
Tarja TolvanenPäävastuullinen tilintarkastaja
About Usmin Fysioterapiapalvelu Oy
Financial position and key figures for the company.
Usmin Fysioterapiapalvelu Oy's location municipality is Hyvinkää. It is a limited company. The company was established on 1995-05-03. It operates in the industry of wholesale of medical goods. In its latest retained statement for 2026-05-31, revenue was €56,030 and operating profit was €10,388. The latest retained financial statement for 2026-05-31 shows revenue of €56,030 and profit for the financial year of €7,049. Based on the latest retained statement, revenue growth was +15.0%, operating margin was +18.5%, and equity ratio was +7.9%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on fysioterapeuttinen hoito, tutkimus ja konsultointi. Luontaislääketieteen ja terapian harjoittaminen. Terveyden- ja sairaanhoidollisten sekä fysioterapeuttisten laitteiden ja kulutustavaroiden osto, myynti, vuokraus, jälleenvuokraus, maahantuonti ja maastavienti. Luontaislääkkeiden valmistus ja vähittäiskauppa sekä ulkomaankaupan vienti ja tuonti. Yhtiö voi vuokrata, jälleenvuokrata ja omistaa kiinteistöjä sekä se voi harjoittaa arvopaperikauppaa.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-05-31
2
2
Combined source
Derived indicators
Revenue growth15.0%
Operating margin18.5%
Equity ratio7.9%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €200
Inventory€12,647Previous: €11,921
Cash and bank€1,046Previous: €463
Retained earnings-€7,912Previous: -€8,403
Equity€7,660Previous: €611
Liabilities€88,927Previous: €91,587
Current assets€21,401Previous: €17,011
Current liabilities€8,301Previous: €4,395
Revenue trend2 periods
€48,720
2025-05-31
€56,030
2026-05-31
Operating profit (loss) trend6 periods
€8,790
2021-05-31
-€2,273
2022-05-31
-€10,550
2023-05-31
-€6,146
2024-05-31
€4,422
2025-05-31
€10,388
2026-05-31
Profit (loss) for the financial year trend6 periods
€6,735
2021-05-31
-€4,491
2022-05-31
-€13,643
2023-05-31
-€10,573
2024-05-31
€491
2025-05-31
€7,049
2026-05-31
Assets trend6 periods
€98,030
2021-05-31
€101,199
2022-05-31
€97,718
2023-05-31
€91,351
2024-05-31
€92,198
2025-05-31
€96,588
2026-05-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioWeak
10/100 · Improving
Current ratioSatisfactory
55/100 · Declining
Operating profit marginGood
96/100 · Improving
Ratio history
| Ratio | 2021-05-31 | 2022-05-31 | 2023-05-31 | 2024-05-31 | 2025-05-31 | 2026-05-31 |
|---|---|---|---|---|---|---|
| Equity ratio | 25.9 % | 19.5 % | 4.8 % | 0.1 % | 0.7 % | 7.9 % |
| Current ratio | - | - | - | - | 2.82x | 1.65x |
| Operating profit margin | - | - | - | - | 9.0 % | 18.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0991996-1
VAT IDFI09919961
EU IDFIFPRO.0991996-1
MunicipalityHyvinkää
Current registered entries
1995-01-02VAT-liable for business activity in Tax Administration (VAT Register)
1995-01-20Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
1995-05-03Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Pehkonen Ismo AnteroVarsinainen jäsenSources: 4 · Confidence: 78%
Marjola Leena AnnukkaVarajäsenSources: 2 · Confidence: 78%
Tarja TolvanenPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableUsmin Fysioterapiapalvelu Oy
Grade upgradedB2 → B1 · new analysis 2026-10-18
66/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
205 peersSolvency20%
Below 80% of peers
Profitability76%
Better than 76% of peers
Liquidity71%
Better than 71% of peers
Revenue growth84%
Better than 84% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings109 days after period end
109 days after period end
2 consecutive periods
Supporting factors
- Strong operating profitability
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- High balance-sheet leverage
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
3 assessmentsB1
2026-10-1866/100 · v0.15
B2 → B1 · +10 points- Revenue: Not enough history → Improving
- Profitability: Not enough history → Improving
- Solvency: Stable → Improving
B2
2026-09-1556/100 · v0.14
B2 → B2- Solvency: Stable
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1456/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
45/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 31 years of registry continuity.
Registry and status signalsSeurattava
73/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Financial statement availableFinancialEvidence verified
17 Sept 2026 · PRH / XBRLFinancial period ends 2026-05-31.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
15 register eventsLatest event: 2025-09-17
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2026-05-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-03.
This company profile has not been claimed yet
Usmin Fysioterapiapalvelu Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.