Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
Utulakodit Oy
Utulakodit Oy's registered office is Joutsa. It is a limited company. The company was established on 2011-09-16. It operates in the industry of retail sale of other new goods n.e.c.. In its latest retained statement for 2025-09-30, revenue was €37,352 and operating profit was €2,723.
Business ID 2427761-0ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2427761-0
- Sector
- Retail sale of other new goods n.e.c.
- Municipality
- Joutsa
- Company form
- Limited company
- Registration date
- 2011-09-16
- Business ID registration date
- 2011-09-07
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Satamatie 25, 19650, Joutsa
Phone: +35814887766Source observation
Email: [email protected]Source observation
Website: https://www.utulakodit.fiSource observation
Youtube profile: https://www.youtube.com/@DTMTUOTTEETSource: company website
Instagram profile: https://www.instagram.com/utulakoditSource: company website
Facebook profile: https://www.facebook.com/Utulakodit-Oy-162462145560240Source: company website
People and decision-makers
Utula Heikki Hannu TapioToimitusjohtaja
About Utulakodit Oy
Financial position and key figures for the company.
Utulakodit Oy's location municipality is Joutsa. It is a limited company. The company was established on 2011-09-16. It operates in the industry of retail sale of other new goods n.e.c.. In its latest retained statement for 2025-09-30, revenue was €37,352 and operating profit was €2,723. The latest retained financial statement for 2025-09-30 shows revenue of €37,352 and profit for the financial year of €2,718. Based on the latest retained statement, revenue growth was -33.0%, operating margin was +7.3%, and equity ratio was -238.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-09-30
2
2
Combined source
Derived indicators
Revenue growth-33.0%
Operating margin7.3%
Equity ratio-238.2%
Balance-sheet contextLatest financial period
Cash and bank€6,159Previous: €14,130
Retained earnings-€33,157Previous: -€38,590
Profit before taxes€2,718Previous: €5,433
Equity-€27,939Previous: -€30,657
Liabilities€39,669Previous: €53,279
Current assets€7,664Previous: €17,201
Current liabilities€7,669Previous: €53,279
Employees1Previous: 1
Revenue trend5 periods
€109,313
2021-09-30
€93,086
2022-09-30
€72,031
2023-09-30
€55,732
2024-09-30
€37,352
2025-09-30
Operating profit (loss) trend5 periods
-€52,050
2021-09-30
€2,264
2022-09-30
€11,473
2023-09-30
€5,660
2024-09-30
€2,723
2025-09-30
Profit (loss) for the financial year trend5 periods
-€52,751
2021-09-30
€1,545
2022-09-30
€11,000
2023-09-30
€5,433
2024-09-30
€2,718
2025-09-30
Assets trend5 periods
€11,383
2021-09-30
€15,487
2022-09-30
€23,215
2023-09-30
€22,622
2024-09-30
€11,730
2025-09-30
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioWeak
0/100 · Declining
Current ratioPassable
27/100 · Improving
Operating profit marginSatisfactory
68/100 · Declining
Ratio history
| Ratio | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 |
|---|---|---|---|---|---|
| Equity ratio | -427.3 % | -304.1 % | -155.5 % | -135.5 % | -238.2 % |
| Current ratio | - | - | - | 0.27x | 0.80x |
| Operating profit margin | -47.6 % | 2.4 % | 15.7 % | 10.2 % | 7.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2427761-0
VAT IDFI24277610
EU IDFIFPRO.2427761-0
MunicipalityJoutsa
Current registered entries
2011-09-16Registered in Patent and Registration Office (Trade Register)
2011-09-29Registered in Tax Administration (Tax Administration)
2019-10-22Registered in Tax Administration (Prepayment Register)
2019-11-01VAT-liable for business activity in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Utula Heikki Hannu TapioToimitusjohtajaSources: 5 · Confidence: 78%
Utula Heikki Hannu TapioVarsinainen jäsenSources: 2 · Confidence: 78%
Utula Laura JohannaVarajäsenSources: 3 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorUtulakodit Oy
Grade unchangedB3 · new analysis 2026-10-15
41/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsSolvencyVolatile
LiquidityImproving
Same size nationallyDescriptive comparison – does not change the model score.
351 peersSolvency5%
Below 95% of peers
Profitability62%
Better than 62% of peers
Liquidity71%
Better than 71% of peers
Revenue growth23%
Below 77% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings78 days after period end
101 days after period end
2 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Weak current ratio
- Sharp year-over-year revenue drop
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB3
2026-10-15 13:2341/100 · v0.14
B3 → B3 · -2 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-09-30).
- Assessment confidence: Medium → High.
- Evidence quality: Usable financial evidence → Strong financial evidence.
B3
2026-09-1543/100 · v0.14
B3 → B3- Revenue: Deteriorating
- Profitability: Deteriorating
- Solvency: Volatile
B3
2026-09-1443/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-10-15
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
46/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 15 years of registry continuity.
Registry and status signalsSeurattava
70/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
16 register eventsLatest event: 2025-12-17
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-09-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Utulakodit Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.