Business profile

V Puustinen Oy

V Puustinen Oy's registered office is Kuopio. It is a limited company. The company was established on 2024-07-08. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2026-07-31, revenue was €128,181 and operating profit was €73,350.

Claim profileContact details
Business ID 3460410-1ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3460410-1
Sector
Activities of insurance agents and brokers
Municipality
Kuopio
Company form
Limited company
Registration date
2024-07-08
Business ID registration date
2024-07-02
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Asemakatu 38-40 B, 70110, Kuopio

About V Puustinen Oy

Financial position and key figures for the company.

V Puustinen Oy's location municipality is Kuopio. It is a limited company. The company was established on 2024-07-08. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2026-07-31, revenue was €128,181 and operating profit was €73,350. The latest retained financial statement for 2026-07-31 shows revenue of €128,181 and profit for the financial year of €58,831. Based on the latest retained statement, revenue growth was +38.6%, operating margin was +57.2%, and equity ratio was +93.1%.

Financial highlights

Key figures from the latest financial period.

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Latest financial period

2026-07-31

Imported periods2
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth38.6%
Operating margin57.2%
Equity ratio93.1%
Revenue€128,181+€35,689 (+38.6%) vs previous periodPrevious: €92,492
Operating profit (loss)€73,350+€29,372 (+66.8%) vs previous periodPrevious: €43,978
Profit (loss) for the financial year€58,831+€23,687 (+67.4%) vs previous periodPrevious: €35,144
Assets€121,616+€59,915 (+97.1%) vs previous periodPrevious: €61,701
Balance-sheet contextLatest financial period
Cash and bank€69,727Previous: €48,772
Retained earnings€30,414Previous: €0
Equity€113,245Previous: €59,144
Liabilities€8,372Previous: €2,558
Current assets€86,816Previous: €53,900
Current liabilities€8,372Previous: €2,558
Revenue trend2 periods
€92,492
2025-07-31
€128,181
2026-07-31
Operating profit (loss) trend2 periods
€43,978
2025-07-31
€73,350
2026-07-31
Profit (loss) for the financial year trend2 periods
€35,144
2025-07-31
€58,831
2026-07-31
Assets trend2 periods
€61,701
2025-07-31
€121,616
2026-07-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Declining
93.1 %2025-07-31: 95.8 %
Current ratioGood
100/100 · Declining
8.33x2025-07-31: 19.07x
Operating profit marginGood
100/100 · Improving
57.2 %2025-07-31: 47.5 %
Ratio history
Ratio2025-07-312026-07-31
Equity ratio95.8 %93.1 %
Current ratio19.07x8.33x
Operating profit margin47.5 %57.2 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3460410-1
EU IDFIFPRO.3460410-1
MunicipalityKuopio
Current registered entries
2024-07-08Registered in Tax Administration (Tax Administration)
2024-07-08Registered in Patent and Registration Office (Trade Register)
2024-09-04Registered in Tax Administration (Prepayment Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodV Puustinen Oy
Grade unchangedA2 · new analysis 2026-10-17
Model score81/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
2 comparable periods
RevenueImproving
ProfitabilityImproving
SolvencyStable
LiquidityDeteriorating
Peer comparisonSame industryDescriptive comparison – does not change the model score.
125 peers
Solvency65%
Better than 65% of peers
Profitability91%
Better than 91% of peers
Liquidity74%
Better than 74% of peers
Revenue growth87%
Better than 87% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag32 days after period end
Typical registration lag40 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A2
2026-10-1781/100 · v0.15
A2 → A2
A2
2026-09-18 05:0881/100 · v0.14
B2 → A2 · +31 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-07-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1450/100 · v0.14
B2 → B2
B2
2026-09-1450/100 · v0.13
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

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Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityNuori
15/100

The company has about 2 years of registry continuity.

Registry and status signalsRajallinen
34/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

3 register eventsLatest event: 2025-09-16

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2026-07-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

V Puustinen Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.