Risk grade updatedRisk gradeEvidence verified
21 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
V & Z Tilitoimisto Oy
V & Z Tilitoimisto Oy's registered office is Helsingfors. It is a limited company. The company was established on 2017-12-20. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2025-12-31, revenue was €88,307 and operating profit was -€12,497.
Business ID 2873301-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2873301-1
- Sector
- Accounting and bookkeeping activities; tax consultancy
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2017-12-20
- Business ID registration date
- 2017-12-03
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Uittamontie 4 E 78, 00940, Helsingfors
Phone: +358408465397Source observation
Website: https://vztilitoimisto.fiSource observation
People and decision-makers
Irina ZhirovaHallitus: varsinainen jäsen
Vitaly ZhirovHallitus: varajäsen
About V & Z Tilitoimisto Oy
Financial position and key figures for the company.
V & Z Tilitoimisto Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2017-12-20. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2025-12-31, revenue was €88,307 and operating profit was -€12,497. The latest retained financial statement for 2025-12-31 shows revenue of €88,307 and profit for the financial year of -€13,605. Based on the latest retained statement, revenue growth was +23.9%, operating margin was -14.1%, and equity ratio was -3.3%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Kirjanpito- ja tilinpäätöspalvelu
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth23.9%
Operating margin-14.1%
Equity ratio-3.3%
Revenue€88,307+€17,022 (+23.9%) vs previous periodPrevious: €71,285
Operating profit (loss)-€12,497-€14,606 (-692.5%) vs previous periodPrevious: €2,109
Profit (loss) for the financial year-€13,605-€14,706 (-1335.7%) vs previous periodPrevious: €1,101
Assets€25,393-€8,543 (-25.2%) vs previous periodPrevious: €33,936
Balance-sheet contextLatest financial period
Profit before taxes-€13,376Previous: €1,101
Revenue trend5 periods
€94,277
2021-12-31
€145,205
2022-12-31
€110,687
2023-12-31
€71,285
2024-12-31
€88,307
2025-12-31
Operating profit (loss) trend5 periods
€2,499
2021-12-31
€2,225
2022-12-31
€1,824
2023-12-31
€2,109
2024-12-31
-€12,497
2025-12-31
Profit (loss) for the financial year trend5 periods
€863
2021-12-31
€311
2022-12-31
€395
2023-12-31
€1,101
2024-12-31
-€13,605
2025-12-31
Assets trend5 periods
€33,370
2021-12-31
€81,809
2022-12-31
€35,484
2023-12-31
€33,936
2024-12-31
€25,393
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
0/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
15/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 28.1 % | 13.9 % | 28.2 % | 32.6 % | -3.3 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 2.6 % | 1.5 % | 1.6 % | 3.0 % | -14.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2873301-1
VAT IDFI28733011
EU IDFIFPRO.2873301-1
MunicipalityHelsingfors
Current registered entries
2017-12-20Registered in Tax Administration (Tax Administration)
2017-12-20Registered in Patent and Registration Office (Trade Register)
2018-01-01Registered in Tax Administration (Employer Register)
2018-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2018-01-01Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Irina ZhirovaHallitus: varsinainen jäsenSources: 2 · Confidence: 76%
Vitaly ZhirovHallitus: varajäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodV & Z Tilitoimisto Oy
Grade unchangedA3 · new analysis 2026-10-21
72/100
Medium
Registry and statistical evidenceRegistry and statistics based
Supporting factors
- Active registered status
- Lower industry distress context
Risk factors to note
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-2172/100 · v0.15
A3 → A3A3
2026-10-1372/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-21
open-risk-grade-v0.15
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
85/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 8 years of registry continuity.
Registry and status signalsSeurattava
68/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
13 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
13 register eventsLatest event: 2025-06-13
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
V & Z Tilitoimisto Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.