Business profile

Vailavest Oy

Vailavest Oy's registered office is Oulu. It is a limited company. The company was established on 2017-10-25. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c..

Business ID 2862025-2ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2862025-2
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Oulu
Company form
Limited company
Registration date
2017-10-25
Business ID registration date
2017-10-11
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Metsäkatajankuja 1 A, 90230, Oulu

About Vailavest Oy

Financial position and key figures for the company.

Vailavest Oy's location municipality is Oulu. It is a limited company. The company was established on 2017-10-25. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +88.6%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods2
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Equity ratio88.6%
Operating profit (loss)-€26,414-€19,041 (-258.3%) vs previous periodPrevious: -€7,373
Profit (loss) for the financial year€1,094,103+€1,049,461 (+2350.8%) vs previous periodPrevious: €44,642
Assets€2,440,260+€1,330,108 (+119.8%) vs previous periodPrevious: €1,110,152
Balance-sheet contextLatest financial period
Other operating income€25,391Previous: €25,066
Cash and bank€134,927Previous: €19,947
Advances received€935Previous: €935
Retained earnings€779,647Previous: €822,505
Equity€2,162,213Previous: €1,099,672
Liabilities€278,047Previous: €10,480
Current assets€134,927Previous: €19,947
Current liabilities€278,047Previous: €10,480
Operating profit (loss) trend2 periods
-€7,373
2024-12-31
-€26,414
2025-12-31
Profit (loss) for the financial year trend2 periods
€44,642
2024-12-31
€1,094,103
2025-12-31
Assets trend2 periods
€1,110,152
2024-12-31
€2,440,260
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Declining
88.6 %2024-12-31: 99.1 %
Current ratioWeak
16/100 · Declining
0.49x2024-12-31: 1.90x
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Ratio history
Ratio2024-12-312025-12-31
Equity ratio99.1 %88.6 %
Current ratio1.90x0.49x
Operating profit margin--

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2862025-2
EU IDFIFPRO.2862025-2
MunicipalityOulu
Current registered entries
2017-10-25Registered in Patent and Registration Office (Trade Register)
2017-10-30Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodVailavest Oy
Grade upgradedB1 → A3 · new analysis 2026-09-20
Model score72/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
2 comparable periods
RevenueNot enough history
ProfitabilityNot enough history
SolvencyDeteriorating
LiquidityDeteriorating
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
134 peers
Solvency67%
Better than 67% of peers
Liquidity57%
Better than 57% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag119 days after period end
Typical registration lag107 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Strong equity ratio
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Weak current ratio
  • Coordinated deterioration across 2 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A3
2026-09-20 21:1772/100 · v0.14
B1 → A3 · +3 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1469/100 · v0.14
B1 → B1
B1
2026-09-1469/100 · v0.13
B1 → B1 · +7 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1362/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-09-20
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 8 years of registry continuity.

Registry and status signalsSeurattava
65/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
20 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

13 register eventsLatest event: 2026-04-29

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Vailavest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.