Business profile

Vakutek Oy

Vakutek Oy's registered office is Oulu. It is a limited company. The company was established on 2020-03-18. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €148,082 and operating profit was €47,739.

Claim profileContact details
Business ID 3124923-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3124923-9
Sector
Activities of insurance agents and brokers
Municipality
Oulu
Company form
Limited company
Registration date
2020-03-18
Business ID registration date
2020-03-09
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Purjelaivankaari 4 I 13, 90800, Oulu

About Vakutek Oy

Financial position and key figures for the company.

Vakutek Oy's location municipality is Oulu. It is a limited company. The company was established on 2020-03-18. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €148,082 and operating profit was €47,739. The latest retained financial statement for 2025-12-31 shows revenue of €148,082 and profit for the financial year of €37,754. Based on the latest retained statement, revenue growth was +1.9%, operating margin was +32.2%, and equity ratio was +58.1%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods6
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth1.9%
Operating margin32.2%
Equity ratio58.1%
Revenue€148,082+€2,708 (+1.9%) vs previous periodPrevious: €145,373
Operating profit (loss)€47,739-€8,069 (-14.5%) vs previous periodPrevious: €55,808
Profit (loss) for the financial year€37,754-€1,538 (-3.9%) vs previous periodPrevious: €39,293
Assets€259,281+€66,356 (+34.4%) vs previous periodPrevious: €192,925
Balance-sheet contextLatest financial period
Other operating income€43,898Previous: €31,093
Cash and bank€15,243Previous: €2,827
Retained earnings€112,961Previous: €83,468
Equity€150,715Previous: €122,761
Liabilities€108,566Previous: €70,164
Current assets€15,304Previous: €10,882
Current liabilities€85,942Previous: €32,761
Revenue trend2 periods
€145,373
2024-12-31
€148,082
2025-12-31
Operating profit (loss) trend2 periods
€55,808
2024-12-31
€47,739
2025-12-31
Profit (loss) for the financial year trend2 periods
€39,293
2024-12-31
€37,754
2025-12-31
Assets trend2 periods
€192,925
2024-12-31
€259,281
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
73/100 · Declining
58.1 %2024-12-31: 63.6 %
Current ratioWeak
6/100 · Improving
0.18x2024-12-31: 0.09x
Operating profit marginGood
100/100 · Declining
24.9 %2024-12-31: 31.6 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio63.6 %58.1 %
Current ratio0.09x0.18x
Operating profit margin31.6 %24.9 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3124923-9
EU IDFIFPRO.3124923-9
MunicipalityOulu
Current registered entries
2020-03-09Registered in Tax Administration (Prepayment Register)
2020-03-18Registered in Tax Administration (Tax Administration)
2020-03-18Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodVakutek Oy
Grade unchangedA3 · new analysis 2026-10-17
Model score74/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueStable
ProfitabilityDeteriorating
SolvencyDeteriorating
LiquidityStable
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
846 peers
Solvency56%
Better than 56% of peers
Profitability84%
Better than 84% of peers
Liquidity37%
Below 63% of peers
Revenue growth65%
Better than 65% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag28 days after period end
Typical registration lag28 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Active registered status
Risk factors to note
  • Weak current ratio
  • Coordinated deterioration across 2 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A3
2026-10-1774/100 · v0.15
A3 → A3
A3
2026-09-22 09:5774/100 · v0.14
B1 → A3 · +11 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1463/100 · v0.14
B1 → B1 · +3 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1360/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 6 years of registry continuity.

Registry and status signalsSeurattava
58/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

11 register eventsLatest event: 2026-01-28

Financial statements availability

Available financial statement periods and PRH source filings.

6 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Vakutek Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.