Risk grade updatedRisk gradeEvidence verified
20 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
Valo Investments Group Holding Oy
Valo Investments Group Holding Oy's registered office is Helsingfors. It is a limited company. The company was established on 2019-02-05. It operates in the industry of short-stay accommodation in apartments and rooms. In its latest retained statement for 2025-12-31, revenue was €55,776 and operating profit was -€214,739.
Business ID 2956347-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2956347-2
- Sector
- Short-stay accommodation in apartments and rooms
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2019-02-05
- Business ID registration date
- 2018-12-04
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Eteläesplanadi 2, 00130, Helsingfors
Phone: +358449851404Source observation
Email: [email protected]Source observation
People and decision-makers
Lehtonen Taru PirjettaToimitusjohtaja
About Valo Investments Group Holding Oy
Financial position and key figures for the company.
Valo Investments Group Holding Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2019-02-05. It operates in the industry of short-stay accommodation in apartments and rooms. In its latest retained statement for 2025-12-31, revenue was €55,776 and operating profit was -€214,739. The latest retained financial statement for 2025-12-31 shows revenue of €55,776 and profit for the financial year of €126,891. Based on the latest retained statement, revenue growth was +190.5%, operating margin was -385.0%, and equity ratio was -39.7%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on Loma-asunnot, hotellit, loma-asuntojen vuokraus, sijoitustoiminta
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth190.5%
Operating margin-385.0%
Equity ratio-39.7%
Revenue€55,776+€36,576 (+190.5%) vs previous periodPrevious: €19,200
Operating profit (loss)-€214,739+€3,896 (+1.8%) vs previous periodPrevious: -€218,635
Profit (loss) for the financial year€126,891+€375,773 (+151.0%) vs previous periodPrevious: -€248,882
Assets€6,419,008+€1,501,341 (+30.5%) vs previous periodPrevious: €4,917,667
Balance-sheet contextLatest financial period
Profit before taxes€126,891Previous: -€248,882
Employees1Previous: No comparison value
Revenue trend4 periods
€0
2019-12-31
€0
2020-12-31
€19,200
2021-12-31
€55,776
2025-12-31
Operating profit (loss) trend4 periods
-€13,872
2019-12-31
-€121,850
2020-12-31
-€218,635
2021-12-31
-€214,739
2025-12-31
Profit (loss) for the financial year trend4 periods
-€20,578
2019-12-31
-€141,373
2020-12-31
-€248,882
2021-12-31
€126,891
2025-12-31
Assets trend4 periods
€1,687,724
2019-12-31
€2,316,415
2020-12-31
€4,917,667
2021-12-31
€6,419,008
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
0/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
0/100 · Improving
Ratio history
| Ratio | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | -1.1 % | -6.9 % | -8.3 % | -39.7 % |
| Current ratio | - | - | - | - |
| Operating profit margin | - | - | -1138.7 % | -385.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2956347-2
VAT IDFI29563472
EU IDFIFPRO.2956347-2
MunicipalityHelsingfors
Current registered entries
2018-12-01VAT-liable for business activity in Tax Administration (VAT Register)
2019-02-05Registered in Patent and Registration Office (Trade Register)
2019-02-18Registered in Tax Administration (Tax Administration)
2025-12-05Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Lehtonen Taru PirjettaToimitusjohtajaSources: 5 · Confidence: 78%
Bruins Luke AlexanderVarsinainen jäsenSources: 3 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskValo Investments Group Holding Oy
Grade unchangedC · new analysis 2026-10-20
36/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
217 peersSolvency15%
Below 85% of peers
Profitability5%
Below 95% of peers
Revenue growth97%
Better than 97% of peers
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Negative equity
- Negative profitability or net result
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsC
2026-10-2036/100 · v0.15
C → C- Risk factor cleared: High balance-sheet leverage.
C
2026-09-1636/100 · v0.14
Oldest retained automatic assessment in this comparisonC
2026-10-20
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
46/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsRajallinen
52/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2025-03-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-24.
This company profile has not been claimed yet
Valo Investments Group Holding Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.