Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
ValoVoima Haverinen Oy
ValoVoima Haverinen Oy's registered office is Vanda. It is a limited company. The company was established on 2024-08-18. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €26,467 and operating profit was €1,442.
Business ID 3468156-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3468156-1
- Sector
- Activities of insurance agents and brokers
- Municipality
- Vanda
- Company form
- Limited company
- Registration date
- 2024-08-18
- Business ID registration date
- 2024-08-13
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kielomäentie 1 B, 01260, Vanda
About ValoVoima Haverinen Oy
Financial position and key figures for the company.
ValoVoima Haverinen Oy's location municipality is Vanda. It is a limited company. The company was established on 2024-08-18. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €26,467 and operating profit was €1,442. The latest retained financial statement for 2025-12-31 shows revenue of €26,467 and profit for the financial year of €1,148. Based on the latest retained statement, revenue growth was not currently available, operating margin was +5.4%, and equity ratio was +30.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Operating margin5.4%
Equity ratio30.5%
Balance-sheet contextLatest financial period
Cash and bank€3,762Previous: No comparison value
Equity€1,148Previous: No comparison value
Liabilities€2,614Previous: No comparison value
Current assets€3,762Previous: No comparison value
Current liabilities€2,614Previous: No comparison value
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
38/100 · Trend unavailable
Current ratioSatisfactory
48/100 · Trend unavailable
Operating profit marginSatisfactory
64/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3468156-1
EU IDFIFPRO.3468156-1
MunicipalityVanda
Current registered entries
2024-08-18Registered in Patent and Registration Office (Trade Register)
2024-08-19Registered in Tax Administration (Tax Administration)
2024-09-02Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableValoVoima Haverinen Oy
Grade unchangedB1 · new analysis 2026-10-17
63/100
Medium
Usable financial evidenceFinancial data included
Same industry and sizeDescriptive comparison – does not change the model score.
94 peersSolvency32%
Below 68% of peers
Profitability61%
Better than 61% of peers
Liquidity72%
Better than 72% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings65 days after period end
65 days after period end
1 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Lower industry distress context
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1763/100 · v0.15
B1 → B1B1
2026-09-20 07:2363/100 · v0.14
B2 → B1 · +13 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1450/100 · v0.14
B2 → B2B2
2026-09-1450/100 · v0.13
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
15/100
The company has about 2 years of registry continuity.
Registry and status signalsRajallinen
34/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
20 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
3 register eventsLatest event: 2026-03-06
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
ValoVoima Haverinen Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.