Business profile

Van by Ram Oy

Van by Ram Oy's registered office is Kerava. It is a limited company. The company was established on 2022-01-27. It operates in the industry of rental and leasing of cars and light motor vehicles. In its latest retained statement for 2025-12-31, revenue was €12,919 and operating profit was €1,352.

Business ID 3261570-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3261570-4
Sector
Rental and leasing of cars and light motor vehicles
Municipality
Kerava
Company form
Limited company
Registration date
2022-01-27
Business ID registration date
2022-01-17
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Ravikuja 13 A 3, 04220, Kerava

About Van by Ram Oy

Financial position and key figures for the company.

Van by Ram Oy's location municipality is Kerava. It is a limited company. The company was established on 2022-01-27. It operates in the industry of rental and leasing of cars and light motor vehicles. In its latest retained statement for 2025-12-31, revenue was €12,919 and operating profit was €1,352. The latest retained financial statement for 2025-12-31 shows revenue of €12,919 and profit for the financial year of -€1,176. Based on the latest retained statement, revenue growth was +222.5%, operating margin was +10.5%, and equity ratio was +1.7%.

Financial highlights

Key figures from the latest financial period.

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Latest financial period

2025-12-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth222.5%
Operating margin10.5%
Equity ratio1.7%
Revenue€12,919+€8,913 (+222.5%) vs previous periodPrevious: €4,006
Operating profit (loss)€1,352+€643 (+90.7%) vs previous periodPrevious: €709
Profit (loss) for the financial year-€1,176-€143 (-13.8%) vs previous periodPrevious: -€1,033
Assets€48,332-€4,967 (-9.3%) vs previous periodPrevious: €53,299
Balance-sheet contextLatest financial period
Other operating income€0Previous: €5,179
Cash and bank€3,639Previous: €8,611
Retained earnings€2,014Previous: €3,046
Equity€838Previous: €2,014
Liabilities€47,494Previous: €51,285
Current assets€4,395Previous: €8,940
Current liabilities€4,581Previous: €4,060
Revenue trend2 periods
€4,006
2024-12-31
€12,919
2025-12-31
Operating profit (loss) trend2 periods
€709
2024-12-31
€1,352
2025-12-31
Profit (loss) for the financial year trend2 periods
-€1,033
2024-12-31
-€1,176
2025-12-31
Assets trend2 periods
€53,299
2024-12-31
€48,332
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
2/100 · Declining
1.7 %2024-12-31: 3.8 %
Current ratioPassable
26/100 · Declining
0.79x2024-12-31: 2.12x
Operating profit marginGood
76/100 · Improving
10.5 %2024-12-31: 7.7 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio3.8 %1.7 %
Current ratio2.12x0.79x
Operating profit margin7.7 %10.5 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3261570-4
VAT IDFI32615704
EU IDFIFPRO.3261570-4
MunicipalityKerava
Current registered entries
2022-01-17VAT-liable for business activity in Tax Administration (VAT Register)
2022-01-17Registered in Tax Administration (Prepayment Register)
2022-01-27Registered in Patent and Registration Office (Trade Register)
2022-01-28Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B3
MonitorVan by Ram Oy
Grade unchangedB3 · new analysis 2026-10-01
Model score48/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueImproving
ProfitabilityImproving
SolvencyStable
LiquidityDeteriorating
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
404 peers
Solvency23%
Below 77% of peers
Profitability63%
Better than 63% of peers
Liquidity61%
Better than 61% of peers
Revenue growth95%
Better than 95% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag56 days after period end
Typical registration lag53 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong operating profitability
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Weak current ratio
  • Negative profitability or net result
  • Losses in the latest and previous available periods
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
B3
2026-10-01 00:2548/100 · v0.14
B3 → B3 · +5 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B3
2026-09-1543/100 · v0.14
B2 → B3 · -7 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1450/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB3
Automatic model snapshot2026-10-01
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

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Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskhigh
30/100

Industry context is high based on normalized open statistical inputs.

Age and continuityNuori
35/100

The company has about 4 years of registry continuity.

Registry and status signalsRajallinen
52/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

6 register eventsLatest event: 2026-02-25

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Van by Ram Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.