Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Vara & Avain Oy
Vara & Avain Oy's registered office is Helsingfors. It is a limited company. The company was established on 2021-01-20. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2024-12-31, revenue was €13,197 and operating profit was €423.
Business ID 3182279-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3182279-5
- Sector
- Rental of own or leased dwellings and residential real estate
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2021-01-20
- Business ID registration date
- 2021-01-10
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Pohjoisranta 8 E 118, 00170, Helsingfors
About Vara & Avain Oy
Financial position and key figures for the company.
Vara & Avain Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2021-01-20. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2024-12-31, revenue was €13,197 and operating profit was €423. The latest retained financial statement for 2024-12-31 shows revenue of €13,197 and profit for the financial year of -€7,100. Based on the latest retained statement, revenue growth was +92.9%, operating margin was +3.2%, and equity ratio was +65.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth92.9%
Operating margin3.2%
Equity ratio65.7%
Balance-sheet contextLatest financial period
Cash and bank€31,153Previous: €5,400
Retained earnings€4,200Previous: €2,717
Equity€41,500Previous: €41,815
Liabilities€21,644Previous: €1,150
Current assets€31,831Previous: €6,192
Current liabilities€837Previous: €1,150
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
82/100 · Declining
Current ratioGood
100/100 · Improving
Operating profit marginSatisfactory
58/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3182279-5
EU IDFIFPRO.3182279-5
MunicipalityHelsingfors
Current registered entries
2021-01-20Registered in Tax Administration (Tax Administration)
2021-01-20Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodVara & Avain Oy
Grade unchangedA3 · new analysis 2026-10-18
78/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
327 peersSolvency55%
Better than 55% of peers
Profitability54%
Close to the peer-group midpoint
Liquidity97%
Better than 97% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings245 days after period end
245 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1878/100 · v0.15
A3 → A3A3
2026-09-22 03:0478/100 · v0.14
B1 → A3 · +14 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1564/100 · v0.14
B2 → B1 · +5 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1359/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsRajallinen
48/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2025-10-25
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2024-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-03.
This company profile has not been claimed yet
Vara & Avain Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.