Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
Varma Saunahuolto Oy
Varma Saunahuolto Oy's registered office is Esbo. It is a limited company. The company was established on 2024-01-18. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €212,495 and operating profit was €8,442.
Business ID 3416569-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3416569-8
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Esbo
- Company form
- Limited company
- Registration date
- 2024-01-18
- Business ID registration date
- 2024-01-04
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Sunanlaakso 2 F 26, 02760, Esbo
About Varma Saunahuolto Oy
Financial position and key figures for the company.
Varma Saunahuolto Oy's location municipality is Esbo. It is a limited company. The company was established on 2024-01-18. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €212,495 and operating profit was €8,442. The latest retained financial statement for 2025-12-31 shows revenue of €212,495 and profit for the financial year of €6,541. Based on the latest retained statement, revenue growth was +463.1%, operating margin was +4.0%, and equity ratio was +15.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth463.1%
Operating margin4.0%
Equity ratio15.2%
Balance-sheet contextLatest financial period
Cash and bank€3,147Previous: €718
Retained earnings-€2,450Previous: €0
Equity€4,091Previous: -€2,450
Liabilities€22,897Previous: €21,482
Current assets€18,918Previous: €6,022
Current liabilities€15,739Previous: €11,544
Revenue trend2 periods
€37,734
2024-12-31
€212,495
2025-12-31
Operating profit (loss) trend2 periods
-€1,525
2024-12-31
€8,442
2025-12-31
Profit (loss) for the financial year trend2 periods
-€2,450
2024-12-31
€6,541
2025-12-31
Assets trend2 periods
€19,031
2024-12-31
€26,988
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
19/100 · Improving
Current ratioWeak
7/100 · Improving
Operating profit marginSatisfactory
60/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | -12.9 % | 15.2 % |
| Current ratio | 0.06x | 0.20x |
| Operating profit margin | -4.0 % | 4.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3416569-8
VAT IDFI34165698
EU IDFIFPRO.3416569-8
MunicipalityEsbo
Current registered entries
2024-01-04VAT-liable for business activity in Tax Administration (VAT Register)
2024-01-04Registered in Tax Administration (Prepayment Register)
2024-01-18Registered in Tax Administration (Tax Administration)
2024-01-18Registered in Patent and Registration Office (Trade Register)
2025-01-07Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryVarma Saunahuolto Oy
Grade unchangedB2 · new analysis 2026-10-17
50/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyImproving
LiquidityStable
Same industry and sizeDescriptive comparison – does not change the model score.
232 peersSolvency28%
Below 72% of peers
Profitability49%
Close to the peer-group midpoint
Liquidity39%
Below 61% of peers
Revenue growth97%
Better than 97% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings65 days after period end
69 days after period end
2 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- High balance-sheet leverage
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-10-1750/100 · v0.15
B2 → B2B2
2026-09-19 02:5150/100 · v0.14
C → B2 · +13 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
C
2026-09-1437/100 · v0.14
C → CC
2026-09-1437/100 · v0.13
Oldest retained automatic assessment in this comparisonB2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityNuori
15/100
The company has about 2 years of registry continuity.
Registry and status signalsRajallinen
46/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
19 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C → B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2026-03-06
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Varma Saunahuolto Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.