Business profile

Varsinais-Suomen Osuuspankki

Varsinais-Suomen Osuuspankki's registered office is Turku. It is a cooperative bank. The company was established on 1922-12-12. It operates in the industry of other monetary intermediation.

Claim profileContact details
Business ID 0142126-1ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
0142126-1
Sector
Other monetary intermediation
Municipality
Turku
Company form
Cooperative bank
Registration date
1922-12-12
Business ID registration date
1978-03-15
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Brahenkatu 11, 20100, Turku

Phone: +358102569213Source observation

Website: https://op.fiSource observation

People and decision-makers

Rinne Okko PetteriToimitusjohtaja
Sami PeuraToimitusjohtajan sijainen

About Varsinais-Suomen Osuuspankki

Financial position and key figures for the company.

Varsinais-Suomen Osuuspankki's location municipality is Turku. It is a cooperative bank. The company was established on 1922-12-12. It operates in the industry of other monetary intermediation. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +12.0%.

Auxiliary business names

Public alternate names materialized from source observations.

Egentliga Finlands AndelsbankOP AuraOP AuranmaaOP LoimaaOP Lounais-SuomiOP LounaisrannikkoOP MarttilaOP Mynämäki-NousiainenOP PaattinenOP PöytyäOP TarvasjokiOP Turun SeutuOP Vakka-AuranmaaTOP-PörssiTurku District Co-operative BankTurun SijoituspalvelutVarsinais-Suomen OP VSOPÅbonejdens Andelsbank

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Equity ratio12.0%
Operating profit (loss)€72,313,409-€14,604,162 (-16.8%) vs previous periodPrevious: €86,917,571
Profit (loss) for the financial year€41,814,376-€11,502,084 (-21.6%) vs previous periodPrevious: €53,316,460
Assets€8,267,274,291+€3,207,692,338 (+63.4%) vs previous periodPrevious: €5,059,581,953
Balance-sheet contextLatest financial period
Operating profit (loss) trend4 periods
€39
2022-12-31
€39,939,154
2023-12-31
€86,917,571
2024-12-31
€72,313,409
2025-12-31
Profit (loss) for the financial year trend4 periods
€19,954,738
2022-12-31
€55,321,506
2023-12-31
€53,316,460
2024-12-31
€41,814,376
2025-12-31
Assets trend4 periods
€68,378
2022-12-31
€4,822,275,365
2023-12-31
€5,059,581,953
2024-12-31
€8,267,274,291
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioWeak
15/100 · Improving
12.0 %2024-12-31: 10.3 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Ratio history
Ratio2022-12-312023-12-312024-12-312025-12-31
Equity ratio8669302.8 %10.0 %10.3 %12.0 %
Current ratio----
Operating profit margin----

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID0142126-1
VAT IDFI01421261
MunicipalityTurku
Current registered entries
1922-12-12Registered in Patent and Registration Office (Trade Register)
1957-10-01Registered in Tax Administration (Employer Register)
1978-03-15Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
2002-07-01Member of liability group in Tax Administration (VAT Register)

Responsible people

Public role relationships materialized from source observations.

Rinne Okko PetteriToimitusjohtajaSources: 3 · Confidence: 78%
Sami PeuraToimitusjohtajan sijainenSources: 1 · Confidence: 76%
Salonen Juha MattiPuheenjohtajaSources: 3 · Confidence: 78%
Erkki HaavistoHallintoneuvosto: puheenjohtajaSources: 1 · Confidence: 76%
Rosendahl Simo Erkki KaleviVarsinainen jäsenSources: 2 · Confidence: 78%
Heinonen Jukka MikaelVarsinainen jäsenSources: 3 · Confidence: 78%
Heikkilä Tuomas MikaelVarsinainen jäsenSources: 3 · Confidence: 78%
Lunden Katja AnnikaVarsinainen jäsenSources: 2 · Confidence: 78%
Irma Kaarina HyvärinenBank DirectorSources: 1 · Confidence: 76%
Mecklin Leena-MaijaVarsinainen jäsenSources: 2 · Confidence: 78%
Eini HaajaHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Mikko HelleHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Riitta HirvonenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Jenniina IsotaloHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Susanne KarlssonHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Veli-Matti KauppinenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Matti KontuHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Aki LaaksonenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Jukka LatokyläHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Jussi LauntoHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Hannele Lehto-LaurilaHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Mirva LevomäkiHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Rosita LouhenperäHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Lauri LundenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Hanna Mansikka-ahoHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Eero MäkipääHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Harri MäkitaloHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Petja RaaskaHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Maarit SalminenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Riia SandströmHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Sampsa SauraHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Hanna SieppiHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Hanna SirkiäHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Tiina SjölundHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Jari ViitasaloHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Jarkko VirtanenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Kalle LaaksonenPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Satu AlanenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Heikki AlastaloHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Jari ForsströmHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodVarsinais-Suomen Osuuspankki
Grade upgradedB1 → A3 · new analysis 2026-10-19
Model score79/100
Assessment confidenceMedium
Evidence qualityLimited financial evidenceRegistry and statistics based
Financial trajectoryFinancial development is mostly stable or mixed.
4 comparable periods
RevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityNot enough history
Supporting factors
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Sufficient structured financial metrics are not available
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
A3
2026-10-1979/100 · v0.15
B1 → A3 · +19 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Usable financial evidence → Limited financial evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-10-1460/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-19
Automatic model versionopen-risk-grade-v0.15
Registry and statistics based

The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
87/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityVakiintunut
100/100

The company has about 103 years of registry continuity.

Registry and status signalsSeurattava
70/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
14 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

64 register eventsLatest event: 2026-08-20

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-08.

This company profile has not been claimed yet

Varsinais-Suomen Osuuspankki shows public core facts. A company representative can claim the profile, update public information, and access owner tools.