Business profile

Vauraus Rahoitus Oy

Vauraus Rahoitus Oy's registered office is Helsingfors. It is a limited company. The company was established on 2022-04-11. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2024-12-31, revenue was €253,734 and operating profit was -€81,921.

Claim profileContact details
Business ID 3269271-8ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3269271-8
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Helsingfors
Company form
Limited company
Registration date
2022-04-11
Business ID registration date
2022-02-17
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Urho Kekkosen katu 7 B, 00100, Helsingfors

Phone: +35820332233Source observation

Email: [email protected]Source observation

Website: https://vauraus.fiSource observation

E-invoice address: 003724403269 · Operator: Apix Messaging OySource: company website

Linkedin profile: https://www.linkedin.com/company/vaurausSource: company website

Facebook profile: https://www.facebook.com/VaurausSource: company website

People and decision-makers

Mari LymysaloToimitusjohtaja

Phone: Phone available for logged-in usersSource: company website

Henri Pitkänenjohtaja

Phone: Phone available for logged-in usersSource: company website

Jouni Hannulajohtaja

Phone: Phone available for logged-in usersSource: company website

Juho Kuutiojohtaja

Phone: Phone available for logged-in usersSource: company website

Ilkka Maulavirtajohtaja

Phone: Phone available for logged-in usersSource: company website

Marjaana ErvastiHallintojohtaja

Phone: Phone available for logged-in usersSource: company website

Jari MurtoperäLiiketoimintajohtaja. lainat ja sijoitukset

Phone: Phone available for logged-in usersSource: company website

Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details

About Vauraus Rahoitus Oy

Financial position and key figures for the company.

Vauraus Rahoitus Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2022-04-11. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2024-12-31, revenue was €253,734 and operating profit was -€81,921. The latest retained financial statement for 2024-12-31 shows revenue of €253,734 and profit for the financial year of -€246,879. Based on the latest retained statement, revenue growth was -17.5%, operating margin was -23.8%, and equity ratio was -7.2%.

Extended business activity

A longer directory- or registry-backed activity description that complements the short registry industry label.

Yhtiön toimiala on muualla luokittelemattomat raholtuspalvelut (pl. vakuutus- ja eläkevakuutustoiminta)

Financial highlights

Key figures from the latest financial period.

Latest financial period

2024-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth-17.5%
Operating margin-23.8%
Equity ratio-7.2%
Revenue€253,734-€53,857 (-17.5%) vs previous periodPrevious: €307,591
Operating profit (loss)-€81,921-€104,767 (-458.6%) vs previous periodPrevious: €22,846
Profit (loss) for the financial year-€246,879-€130,277 (-111.7%) vs previous periodPrevious: -€116,602
Assets€3,035,177+€271,361 (+9.8%) vs previous periodPrevious: €2,763,816
Balance-sheet contextLatest financial period
Profit before taxes-€246,879Previous: -€116,602
Employees0Previous: 0
Revenue trend3 periods
€0
2022-12-31
€307,591
2023-12-31
€253,734
2024-12-31
Operating profit (loss) trend3 periods
-€230,608
2022-12-31
€22,846
2023-12-31
-€81,921
2024-12-31
Profit (loss) for the financial year trend3 periods
-€243,499
2022-12-31
-€116,602
2023-12-31
-€246,879
2024-12-31
Assets trend3 periods
€1,880,893
2022-12-31
€2,763,816
2023-12-31
€3,035,177
2024-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioWeak
0/100 · Improving
-7.2 %2023-12-31: -11.0 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2023-12-31: Ei saatavilla
Operating profit marginWeak
0/100 · Declining
-23.8 %2023-12-31: 6.2 %
Ratio history
Ratio2022-12-312023-12-312024-12-31
Equity ratio-12.9 %-11.0 %-7.2 %
Current ratio---
Operating profit margin-6.2 %-23.8 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3269271-8
VAT IDFI32692718
EU IDFIFPRO.3269271-8
MunicipalityHelsingfors
Current registered entries
2022-02-17Registered in Tax Administration (Prepayment Register)
2022-04-11Registered in Patent and Registration Office (Trade Register)
2022-04-13Registered in Tax Administration (Tax Administration)
2022-08-01VAT-liable for business activity in Tax Administration (VAT Register)

Responsible people

Public role relationships materialized from source observations.

Direct contact details available for logged-in users.

Murtoperä Jari KristianToimitusjohtajaSources: 4 · Confidence: 78%
Mari LymysaloToimitusjohtajaSources: 1 · Confidence: 76%
Luoma Jukka JarmoPuheenjohtajaSources: 5 · Confidence: 78%
Ervasti Marjaana Kaisa KristiinaProkuristiSources: 1 · Confidence: 78%
Lymysalo Mari AnnikaVarsinainen jäsenSources: 3 · Confidence: 78%
Marjaana ErvastiHallintojohtajaSources: 1 · Confidence: 76%
Jari MurtoperäLiiketoimintajohtaja. lainat ja sijoituksetSources: 1 · Confidence: 76%
Jussi SavioPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
C
Elevated riskVauraus Rahoitus Oy
Grade unchangedC · new analysis 2026-10-17
Model score35/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyStable
LiquidityNot enough history
Peer comparisonSame industry and sizeDescriptive comparison – does not change the model score.
79 peers
Solvency5%
Below 95% of peers
Profitability8%
Below 92% of peers
Revenue growth15%
Below 85% of peers
Supporting factors
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Negative equity
  • Negative profitability or net result
  • Losses in the latest and previous available periods
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
3 assessments
C
2026-10-1735/100 · v0.15
C → C
  • Risk factor cleared: High balance-sheet leverage.
C
2026-10-0835/100 · v0.14
C → C
  • Revenue: Deteriorating
  • Profitability: Deteriorating
  • Solvency: Stable
C
2026-06-0435/100 · v0.11
Oldest retained automatic assessment in this comparison
Automatic model gradeC
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityNuori
35/100

The company has about 4 years of registry continuity.

Registry and status signalsRajallinen
50/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
8 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.

Registry timeline

Trade register notifications shown on a timeline.

11 register eventsLatest event: 2026-01-05

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-05.

This company profile has not been claimed yet

Vauraus Rahoitus Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.