Business profile

Vauraus Rahoitus SPV 1 Oy

Vauraus Rahoitus SPV 1 Oy's registered office is Helsingfors. It is a limited company. The company was established on 2021-11-18. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €108,055 and operating profit was €37,181.

Claim profileContact details
Business ID 3245640-8ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3245640-8
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Helsingfors
Company form
Limited company
Registration date
2021-11-18
Business ID registration date
2021-11-01
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Urho Kekkosen katu 7 B, 00100, Helsingfors

People and decision-makers

Luoma Jukka JarmoPuheenjohtaja
Lymysalo Mari AnnikaVarsinainen jäsen
Marjaana ErvastiHallitus: varajäsen

About Vauraus Rahoitus SPV 1 Oy

Financial position and key figures for the company.

Vauraus Rahoitus SPV 1 Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2021-11-18. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €108,055 and operating profit was €37,181. The latest retained financial statement for 2025-12-31 shows revenue of €108,055 and profit for the financial year of -€6,931. Based on the latest retained statement, revenue growth was not currently available, operating margin was +28.8%, and equity ratio was -0.4%.

Extended business activity

A longer directory- or registry-backed activity description that complements the short registry industry label.

Yhtiön toimiala on Muualla luokittelemattomat rahoituspalvelut (pl. vakuutus- ja eläkevakuutustoiminta).

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Operating margin28.8%
Equity ratio-0.4%
Revenue€108,055+€108,055 vs previous periodPrevious: €0
Operating profit (loss)€37,181Previous comparison not availablePrevious: No comparison value
Profit (loss) for the financial year-€6,931-€6,931 vs previous periodPrevious: €0
Assets€1,573,861+€1,573,861 vs previous periodPrevious: €0
Balance-sheet contextLatest financial period
Profit before taxes-€6,931Previous: No comparison value
Employees0Previous: 0
Revenue trend3 periods
€0
2023-12-31
€0
2024-12-31
€108,055
2025-12-31
Profit (loss) for the financial year trend3 periods
€0
2023-12-31
€0
2024-12-31
-€6,931
2025-12-31
Assets trend3 periods
€0
2023-12-31
€0
2024-12-31
€1,573,861
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioWeak
0/100 · Trend unavailable
-0.4 %2024-12-31: Ei saatavilla
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Operating profit marginGood
100/100 · Trend unavailable
28.8 %2024-12-31: Ei saatavilla
Ratio history
Ratio2023-12-312024-12-312025-12-31
Equity ratio---0.4 %
Current ratio---
Operating profit margin--28.8 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3245640-8
VAT IDFI32456408
EU IDFIFPRO.3245640-8
MunicipalityHelsingfors
Current registered entries
2021-11-18Registered in Tax Administration (Tax Administration)
2021-11-18Registered in Patent and Registration Office (Trade Register)
2025-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2025-01-01Registered in Tax Administration (Prepayment Register)

Responsible people

Public role relationships materialized from source observations.

Luoma Jukka JarmoPuheenjohtajaSources: 4 · Confidence: 78%
Lymysalo Mari AnnikaVarsinainen jäsenSources: 3 · Confidence: 78%
Marjaana ErvastiHallitus: varajäsenSources: 1 · Confidence: 76%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B2
SatisfactoryVauraus Rahoitus SPV 1 Oy
Grade unchangedB2 · new analysis 2026-10-18
Model score54/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueStable
ProfitabilityNot enough history
SolvencyNot enough history
LiquidityNot enough history
Peer comparisonSame industry and sizeDescriptive comparison – does not change the model score.
52 peers
Solvency0%
Below 100% of peers
Profitability54%
Close to the peer-group midpoint
Supporting factors
  • Strong operating profitability
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Negative equity
  • Negative profitability or net result
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
B2
2026-10-1854/100 · v0.15
B2 → B2
  • Risk factor cleared: High balance-sheet leverage.
B2
2026-09-2454/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeB2
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityNuori
35/100

The company has about 4 years of registry continuity.

Registry and status signalsRajallinen
47/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
24 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

7 register eventsLatest event: 2026-01-05

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-05.

This company profile has not been claimed yet

Vauraus Rahoitus SPV 1 Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.