Risk grade updatedRisk gradeEvidence verified
26 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → D.Business profile
Velitec Oy
Velitec Oy's registered office is Pornainen. It is a limited company. The company was established on 2022-10-20. It operates in the industry of plumbing, heat and air-conditioning installation. In its latest retained statement for 2025-12-31, revenue was €878,972 and operating profit was -€61,939.
Business ID 3319314-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3319314-4
- Sector
- Plumbing, heat and air-conditioning installation
- Municipality
- Pornainen
- Company form
- Limited company
- Registration date
- 2022-10-20
- Business ID registration date
- 2022-10-18
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Alatalonkuja 5, 07170, Pornainen
About Velitec Oy
Financial position and key figures for the company.
Velitec Oy's location municipality is Pornainen. It is a limited company. The company was established on 2022-10-20. It operates in the industry of plumbing, heat and air-conditioning installation. In its latest retained statement for 2025-12-31, revenue was €878,972 and operating profit was -€61,939. The latest retained financial statement for 2025-12-31 shows revenue of €878,972 and profit for the financial year of -€71,734. Based on the latest retained statement, revenue growth was +72.9%, operating margin was -7.0%, and equity ratio was -91.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth72.9%
Operating margin-7.0%
Equity ratio-91.9%
Balance-sheet contextLatest financial period
Cash and bank€12,374Previous: €14,224
Retained earnings€243Previous: €31
Equity-€71,491Previous: €243
Liabilities€149,264Previous: €45,073
Current assets€65,463Previous: €37,537
Current liabilities€149,264Previous: €45,073
Revenue trend2 periods
€508,452
2024-12-31
€878,972
2025-12-31
Operating profit (loss) trend2 periods
€2,189
2024-12-31
-€61,939
2025-12-31
Profit (loss) for the financial year trend2 periods
€211
2024-12-31
-€71,734
2025-12-31
Assets trend2 periods
€45,316
2024-12-31
€77,773
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioWeak
3/100 · Declining
Operating profit marginWeak
32/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 0.5 % | -91.9 % |
| Current ratio | 0.32x | 0.08x |
| Operating profit margin | 0.4 % | -7.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3319314-4
VAT IDFI33193144
EU IDFIFPRO.3319314-4
MunicipalityPornainen
Current registered entries
2022-10-18Registered in Tax Administration (Employer Register)
2022-10-18VAT-liable for business activity in Tax Administration (VAT Register)
2022-10-18Registered in Tax Administration (Prepayment Register)
2022-10-20Registered in Tax Administration (Tax Administration)
2022-10-20Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskVelitec Oy
Grade downgradedB3 → D · new analysis 2026-09-26
17/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsRevenueImproving
LiquidityStable
Same industryDescriptive comparison – does not change the model score.
64 peersSolvency3%
Below 97% of peers
Profitability13%
Below 87% of peers
Liquidity36%
Below 64% of peers
Revenue growth95%
Better than 95% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings169 days after period end
172 days after period end
3 consecutive periods
Supporting factors
- Active registered status
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsD
2026-09-26 14:1517/100 · v0.14
B3 → D · -26 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B3
2026-09-1543/100 · v0.14
B2 → B3 · -8 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1451/100 · v0.12
Oldest retained automatic assessment in this comparisonD
2026-09-26
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
38/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
43/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
4 register eventsLatest event: 2025-06-21
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Velitec Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.