Business profile

Vermani Oy

Vermani Oy's registered office is Tuulos. It is a limited company. The company was established on 2023-11-21. It operates in the industry of retail sale of other new goods n.e.c.. In its latest retained statement for 2025-12-31, revenue was €62,843 and operating profit was -€20,022.

Claim profileContact details
Business ID 3406440-8ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3406440-8
Sector
Retail sale of other new goods n.e.c.
Municipality
Tuulos
Company form
Limited company
Registration date
2023-11-21
Business ID registration date
2023-11-17
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Tuulospolku 4, 14820, Tuulos

About Vermani Oy

Financial position and key figures for the company.

Vermani Oy's location municipality is Tuulos. It is a limited company. The company was established on 2023-11-21. It operates in the industry of retail sale of other new goods n.e.c.. In its latest retained statement for 2025-12-31, revenue was €62,843 and operating profit was -€20,022. The latest retained financial statement for 2025-12-31 shows revenue of €62,843 and profit for the financial year of -€22,209. Based on the latest retained statement, revenue growth was +692.6%, operating margin was -31.9%, and equity ratio was -64.6%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods2
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth692.6%
Operating margin-31.9%
Equity ratio-64.6%
Revenue€62,843+€54,914 (+692.6%) vs previous periodPrevious: €7,928
Operating profit (loss)-€20,022-€22,333 (-966.4%) vs previous periodPrevious: €2,311
Profit (loss) for the financial year-€22,209-€23,889 (-1421.8%) vs previous periodPrevious: €1,680
Assets€31,756+€22,976 (+261.7%) vs previous periodPrevious: €8,780
Balance-sheet contextLatest financial period
Inventory€1,206Previous: €5,273
Cash and bank€985Previous: €2,121
Retained earnings€1,680Previous: €0
Equity-€20,528Previous: €1,680
Liabilities€52,285Previous: €7,100
Current assets€2,922Previous: €7,585
Current liabilities€9,520Previous: €2,100
Revenue trend2 periods
€7,928
2024-12-31
€62,843
2025-12-31
Operating profit (loss) trend2 periods
€2,311
2024-12-31
-€20,022
2025-12-31
Profit (loss) for the financial year trend2 periods
€1,680
2024-12-31
-€22,209
2025-12-31
Assets trend2 periods
€8,780
2024-12-31
€31,756
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
0/100 · Declining
-64.6 %2024-12-31: 19.1 %
Current ratioWeak
8/100 · Declining
0.23x2024-12-31: 3.52x
Operating profit marginWeak
0/100 · Declining
-31.9 %2024-12-31: 29.1 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio19.1 %-64.6 %
Current ratio3.52x0.23x
Operating profit margin29.1 %-31.9 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3406440-8
VAT IDFI34064408
EU IDFIFPRO.3406440-8
MunicipalityTuulos
Current registered entries
2023-11-17Registered in Tax Administration (Prepayment Register)
2023-11-21Registered in Tax Administration (Tax Administration)
2023-11-21Registered in Patent and Registration Office (Trade Register)
2023-12-01VAT-liable for business activity in Tax Administration (VAT Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
D
High riskVermani Oy
Grade downgradedB3 → D · new analysis 2026-09-30
Model score16/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
2 comparable periods
RevenueImproving
ProfitabilityDeteriorating
SolvencyDeteriorating
LiquidityDeteriorating
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
283 peers
Solvency12%
Below 88% of peers
Profitability19%
Below 81% of peers
Liquidity50%
Close to the peer-group midpoint
Revenue growth98%
Better than 98% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag92 days after period end
Typical registration lag93 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Negative equity
  • Weak current ratio
  • Negative profitability or net result
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
D
2026-09-30 17:4016/100 · v0.14
B3 → D · -26 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B3
2026-09-1542/100 · v0.14
B2 → B3 · -8 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1450/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeD
Automatic model snapshot2026-09-30
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

A serious financial risk signal affects this grade. Review the profile financial indicators as well.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskelevated
46/100

Industry context is elevated based on normalized open statistical inputs.

Age and continuityNuori
15/100

The company has about 2 years of registry continuity.

Registry and status signalsRajallinen
42/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → D.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

3 register eventsLatest event: 2026-04-02

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Vermani Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.