Risk grade updatedRisk gradeEvidence verified
9 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
Vermat Oy
Vermat Oy was declared bankrupt 2025-12-02. In its latest retained statement for 2024-12-31, revenue was €483,053 and operating profit was -€3,657.
Business ID 1827071-1BANKRUPTCYUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1827071-1
- Sector
- Wholesale of other textile products
- Municipality
- Esbo
- Company form
- Limited company
- Registration date
- 2003-05-12
- Business ID registration date
- 2003-04-22
- Business status
- BANKRUPTCY
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Saarnimäenkuja 8 A, 02760, Esbo
Phone: +358103094280Source observation
Website: https://www.verhomatto.fiSource observation
People and decision-makers
Lehtiö Maria ChristineToimitusjohtaja
About Vermat Oy
Financial position and key figures for the company.
Vermat Oy was declared bankrupt 2025-12-02. In its latest retained statement for 2024-12-31, revenue was €483,053 and operating profit was -€3,657. The latest retained financial statement for 2024-12-31 shows revenue of €483,053 and profit for the financial year of -€35,521. Based on the latest retained statement, revenue growth was +31.9%, operating margin was -0.8%, and equity ratio was -7.5%.
Auxiliary business names
Public alternate names materialized from source observations.
CleandoctorTM-HoldingTM-LAATUMATTOVerho- ja mattopalvelu VemaVerhomatto
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on verho- ja mattopalvelut. Verhojen asennuspalvelu, myynti, ompelu, vuokrauspalvelu, pesulapalvelu, korjauspalvelu sekä suunnittelupalvelu. Pesula-alan tuotteiden ja -palvelujen myynti. Sisustustuotteiden myynti- ja asennuspalvelu. Sisustusremontointimyynti- ja asennuspalvelu. Sisustusasennukset. Mattojen myynti ja asennuspalvelu, vuokraus, pesulapalvelu. Mattotuotteiden myynti. Konsulttipalvelujen myynti. Siivouspalvelujen myynti. Pihahuoltotöiden myynti ja toteutus. Yhtiö voi myös harjoittaa arvopaperikauppaa, koti- ja ulkomaisten kiinteistöjen, asunto- ja kiinteistöosakkeiden, osuuksien ja oikeuksien omistamista, hallinnointia, ostoa, myyntiä ja vuokrausta.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth31.9%
Operating margin-0.8%
Equity ratio-7.5%
Revenue€483,053+€116,703 (+31.9%) vs previous periodPrevious: €366,350
Operating profit (loss)-€3,657-€3,040 (-492.4%) vs previous periodPrevious: -€617
Profit (loss) for the financial year-€35,521-€20,298 (-133.3%) vs previous periodPrevious: -€15,223
Assets€155,297-€6,346 (-3.9%) vs previous periodPrevious: €161,643
Balance-sheet contextLatest financial period
Profit before taxes-€35,521Previous: -€15,223
Employees2Previous: 2
Revenue trend4 periods
€393,093
2020-12-31
€542,794
2022-06-30
€366,350
2023-06-30
€483,053
2024-12-31
Operating profit (loss) trend4 periods
-€1,403
2020-12-31
€1,095
2022-06-30
-€617
2023-06-30
-€3,657
2024-12-31
Profit (loss) for the financial year trend4 periods
-€5,436
2020-12-31
-€13,281
2022-06-30
-€15,223
2023-06-30
-€35,521
2024-12-31
Assets trend4 periods
€98,367
2020-12-31
€171,651
2022-06-30
€161,643
2023-06-30
€155,297
2024-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
0/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
48/100 · Declining
Ratio history
| Ratio | 2020-12-31 | 2022-06-30 | 2023-06-30 | 2024-12-31 |
|---|---|---|---|---|
| Equity ratio | 14.2 % | 0.4 % | 4.7 % | -7.5 % |
| Current ratio | - | - | - | - |
| Operating profit margin | -0.4 % | 0.2 % | -0.2 % | -0.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusBANKRUPTCY
Trade RegisterRegistered
Business ID1827071-1
EU IDFIFPRO.1827071-1
MunicipalityEsbo
Current registered entries
2003-04-28Registered in Tax Administration (Tax Administration)
2003-05-12Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Lehtiö Maria ChristineToimitusjohtajaSources: 3 · Confidence: 78%
Lehtiö Timo JohannesPuheenjohtajaSources: 2 · Confidence: 78%
Lehtiö Maria ChristineVarsinainen jäsenSources: 1 · Confidence: 78%
Hannu RiippiPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Eija LehtiöHallitus: varajäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskVermat Oy
29/100
Medium
Usable financial evidenceFinancial data included
Supporting factors
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Negative equity
- Negative profitability or net result
- Losses in the latest and previous available periods
D
2026-10-09
open-risk-grade-v0.14
The grade is reduced because of a critical legal status such as bankruptcy or liquidation.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
45/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 23 years of registry continuity.
Registry and status signalsHälyttävä
0/100
Bankruptcy or liquidation status is treated as a critical legal distress signal.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
19 register eventsLatest event: 2025-12-02
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Vermat Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.