Risk grade updatedRisk gradeEvidence verified
28 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → C.Business profile
ViljoPay Oy
ViljoPay Oy's registered office is Helsingfors. It is a limited company. The company was established on 2025-03-11. It operates in the industry of computer programming activities.
Business ID 3513969-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3513969-4
- Sector
- Computer programming activities
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2025-03-11
- Business ID registration date
- 2025-02-25
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Energiakuja 3, 00180, Helsingfors
About ViljoPay Oy
Financial position and key figures for the company.
ViljoPay Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2025-03-11. It operates in the industry of computer programming activities. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was -28.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Equity ratio-28.6%
Balance-sheet contextLatest financial period
Cash and bank€8,434Previous: No comparison value
Equity-€2,410Previous: No comparison value
Liabilities€10,844Previous: No comparison value
Current assets€8,434Previous: No comparison value
Current liabilities€844Previous: No comparison value
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Trend unavailable
Current ratioGood
100/100 · Trend unavailable
Operating profit marginNot assessable
0/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3513969-4
VAT IDFI35139694
EU IDFIFPRO.3513969-4
MunicipalityHelsingfors
Current registered entries
2025-03-11Registered in Tax Administration (Tax Administration)
2025-03-11Registered in Patent and Registration Office (Trade Register)
2025-06-03VAT-liable for business activity in Tax Administration (VAT Register)
2025-06-03Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskViljoPay Oy
Grade downgradedB3 → C · new analysis 2026-09-28
32/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
122 peersSolvency16%
Below 84% of peers
Liquidity92%
Better than 92% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings189 days after period end
189 days after period end
1 consecutive periods
Supporting factors
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Negative equity
- Negative profitability or net result
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsC
2026-09-28 22:0032/100 · v0.14
B3 → C · -8 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B3
2026-09-1540/100 · v0.14
B2 → B3 · -10 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1450/100 · v0.12
Oldest retained automatic assessment in this comparisonC
2026-09-28
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
49/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityNuori
10/100
The company has about 1 years of registry continuity.
Registry and status signalsRajallinen
32/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Financial statement availableFinancialEvidence verified
8 Jul 2026 · PRH / XBRLFinancial period ends 2025-12-31.Registry timeline
Trade register notifications shown on a timeline.
3 register eventsLatest event: 2025-06-19
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
ViljoPay Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.