Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Villa Jaakkola Oy
Villa Jaakkola Oy's registered office is Reitkalli. It is a limited company. The company was established on 1997-12-29. It operates in the industry of short-stay accommodation in holiday cottages and cabins. In its latest retained statement for 2025-12-31, revenue was €160,668 and operating profit was €44,857.
Business ID 1111106-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1111106-4
- Sector
- Short-stay accommodation in holiday cottages and cabins
- Municipality
- Reitkalli
- Company form
- Limited company
- Registration date
- 1997-12-29
- Business ID registration date
- 1997-12-31
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: PITKÄKUJA 204, 49520, Reitkalli
About Villa Jaakkola Oy
Financial position and key figures for the company.
Villa Jaakkola Oy's location municipality is Reitkalli. It is a limited company. The company was established on 1997-12-29. It operates in the industry of short-stay accommodation in holiday cottages and cabins. In its latest retained statement for 2025-12-31, revenue was €160,668 and operating profit was €44,857. The latest retained financial statement for 2025-12-31 shows revenue of €160,668 and profit for the financial year of €27,320. Based on the latest retained statement, revenue growth was +29.1%, operating margin was +27.9%, and equity ratio was +15.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
5
2
PRH/XBRL financial statement
Derived indicators
Revenue growth29.1%
Operating margin27.9%
Equity ratio15.1%
Balance-sheet contextLatest financial period
Other operating income€4,070Previous: €4,146
Cash and bank€2,743Previous: €2,178
Retained earnings-€78,388Previous: -€68,431
Equity€37,341Previous: €25,021
Liabilities€209,289Previous: €240,066
Current assets€14,219Previous: €9,713
Current liabilities€35,599Previous: €27,054
Revenue trend2 periods
€124,465
2024-12-31
€160,668
2025-12-31
Operating profit (loss) trend2 periods
€14,482
2024-12-31
€44,857
2025-12-31
Profit (loss) for the financial year trend2 periods
-€9,957
2024-12-31
€27,320
2025-12-31
Assets trend2 periods
€265,087
2024-12-31
€246,630
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
19/100 · Improving
Current ratioWeak
3/100 · Stable
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 9.4 % | 15.1 % |
| Current ratio | 0.08x | 0.08x |
| Operating profit margin | 11.3 % | 27.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1111106-4
VAT IDFI11111064
EU IDFIFPRO.1111106-4
MunicipalityReitkalli
Current registered entries
1997-12-29Registered in Patent and Registration Office (Trade Register)
1997-12-31Registered in Tax Administration (Tax Administration)
1998-01-01VAT-liable for business activity in Tax Administration (VAT Register)
1998-01-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableVilla Jaakkola Oy
Grade unchangedB1 · new analysis 2026-10-18
68/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyImproving
LiquidityStable
Same industryDescriptive comparison – does not change the model score.
78 peersSolvency46%
Close to the peer-group midpoint
Profitability87%
Better than 87% of peers
Liquidity47%
Close to the peer-group midpoint
Revenue growth83%
Better than 83% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings71 days after period end
111 days after period end
4 consecutive periods
Supporting factors
- Strong operating profitability
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- High balance-sheet leverage
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1868/100 · v0.15
B1 → B1B1
2026-09-27 08:0968/100 · v0.14
B1 → B1 · +3 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1565/100 · v0.14
B2 → B1 · +6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
46/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 28 years of registry continuity.
Registry and status signalsVakaa
79/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
17 register eventsLatest event: 2026-03-12
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Villa Jaakkola Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.