Business profile

Villa-Veikot Oy

Villa-Veikot Oy's registered office is Louhi. It is a limited company. The company was established on 2018-09-24. It operates in the industry of installation of insulation. In its latest retained statement for 2025-10-31, revenue was €261,069 and operating profit was €17,648.

Claim profileContact details
Business ID 2940934-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2940934-4
Sector
Installation of insulation
Municipality
Louhi
Company form
Limited company
Registration date
2018-09-24
Business ID registration date
2018-09-20
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Aarreniementie 15 A, 58220, Louhi

About Villa-Veikot Oy

Financial position and key figures for the company.

Villa-Veikot Oy's location municipality is Louhi. It is a limited company. The company was established on 2018-09-24. It operates in the industry of installation of insulation. In its latest retained statement for 2025-10-31, revenue was €261,069 and operating profit was €17,648. The latest retained financial statement for 2025-10-31 shows revenue of €261,069 and profit for the financial year of €12,073. Based on the latest retained statement, revenue growth was +47.1%, operating margin was +6.8%, and equity ratio was +53.5%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-10-31

Imported periods2
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth47.1%
Operating margin6.8%
Equity ratio53.5%
Balance-sheet contextLatest financial period
Inventory€14,930Previous: €20,426
Cash and bank€10,060Previous: €3,567
Retained earnings€18,795Previous: €22,680
Equity€57,368Previous: €49,195
Liabilities€49,865Previous: €41,690
Current assets€36,612Previous: €39,050
Current liabilities€46,031Previous: €41,690
Revenue trend2 periods
€177,525
2024-10-31
€261,069
2025-10-31
Operating profit (loss) trend2 periods
€6,129
2024-10-31
€17,648
2025-10-31
Profit (loss) for the financial year trend2 periods
€15
2024-10-31
€12,073
2025-10-31
Assets trend2 periods
€90,885
2024-10-31
€107,232
2025-10-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
67/100 · Declining
53.5 %2024-10-31: 54.1 %
Current ratioPassable
18/100 · Declining
0.54x2024-10-31: 0.58x
Operating profit marginSatisfactory
67/100 · Improving
6.8 %2024-10-31: 3.5 %
Ratio history
Ratio2024-10-312025-10-31
Equity ratio54.1 %53.5 %
Current ratio0.58x0.54x
Operating profit margin3.5 %6.8 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2940934-4
VAT IDFI29409344
EU IDFIFPRO.2940934-4
MunicipalityLouhi
Current registered entries
2018-09-20VAT-liable for business activity in Tax Administration (VAT Register)
2018-09-20Registered in Tax Administration (Prepayment Register)
2018-09-24Registered in Tax Administration (Tax Administration)
2018-09-24Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableVilla-Veikot Oy
Grade unchangedB1 · new analysis 2026-10-17
Model score68/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
2 comparable periods
RevenueImproving
ProfitabilityImproving
SolvencyStable
LiquidityStable
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
200 peers
Solvency55%
Better than 55% of peers
Profitability66%
Better than 66% of peers
Liquidity46%
Close to the peer-group midpoint
Revenue growth95%
Better than 95% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag125 days after period end
Typical registration lag113 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Strong equity ratio
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Weak current ratio
  • Elevated industry distress context
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B1
2026-10-1768/100 · v0.15
B1 → B1
B1
2026-10-01 16:2768/100 · v0.14
B2 → B1 · +13 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-10-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1555/100 · v0.14
B2 → B2
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1455/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskelevated
38/100

Industry context is elevated based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 8 years of registry continuity.

Registry and status signalsSeurattava
66/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
1 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B1.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

11 register eventsLatest event: 2026-03-05

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2025-10-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Villa-Veikot Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.