Business profile

Virpi Invest Oy

Virpi Invest Oy's registered office is Oulu. It is a limited company. The company was established on 2019-01-31. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €38,386 and operating profit was €32,366.

Claim profileContact details
Business ID 2910506-8ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2910506-8
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Oulu
Company form
Limited company
Registration date
2019-01-31
Business ID registration date
2018-04-12
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Haaransuontie 4, 90240, Oulu

Postal address: Haaransuonkuja 1, 90240, Oulu

About Virpi Invest Oy

Financial position and key figures for the company.

Virpi Invest Oy's location municipality is Oulu. It is a limited company. The company was established on 2019-01-31. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €38,386 and operating profit was €32,366. The latest retained financial statement for 2025-12-31 shows revenue of €38,386 and profit for the financial year of €25,846. Based on the latest retained statement, revenue growth was +120.2%, operating margin was +84.3%, and equity ratio was +86.8%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods4
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth120.2%
Operating margin84.3%
Equity ratio86.8%
Revenue€38,386+€20,953 (+120.2%) vs previous periodPrevious: €17,433
Operating profit (loss)€32,366+€19,489 (+151.3%) vs previous periodPrevious: €12,877
Profit (loss) for the financial year€25,846+€13,000 (+101.2%) vs previous periodPrevious: €12,846
Assets€160,421+€35,901 (+28.8%) vs previous periodPrevious: €124,520
Balance-sheet contextLatest financial period
Other operating income€0Previous: €2,421
Cash and bank€4,470Previous: €2,203
Retained earnings€52,325Previous: €39,480
Equity€139,172Previous: €113,326
Liabilities€21,249Previous: €11,195
Current assets€28,395Previous: €10,457
Current liabilities€19,404Previous: €4,921
Revenue trend2 periods
€17,433
2024-12-31
€38,386
2025-12-31
Operating profit (loss) trend2 periods
€12,877
2024-12-31
€32,366
2025-12-31
Profit (loss) for the financial year trend2 periods
€12,846
2024-12-31
€25,846
2025-12-31
Assets trend2 periods
€124,520
2024-12-31
€160,421
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Declining
86.8 %2024-12-31: 91.0 %
Current ratioWeak
8/100 · Declining
0.23x2024-12-31: 0.45x
Operating profit marginGood
100/100 · Improving
84.3 %2024-12-31: 64.9 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio91.0 %86.8 %
Current ratio0.45x0.23x
Operating profit margin64.9 %84.3 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2910506-8
VAT IDFI29105068
EU IDFIFPRO.2910506-8
MunicipalityOulu
Current registered entries
2019-01-31Registered in Patent and Registration Office (Trade Register)
2019-02-01Registered in Tax Administration (Tax Administration)
2022-09-01VAT-liable for business activity in Tax Administration (VAT Register)
2022-09-01Registered in Tax Administration (Prepayment Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodVirpi Invest Oy
Grade unchangedA2 · new analysis 2026-10-18
Model score84/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueImproving
ProfitabilityImproving
SolvencyStable
LiquidityStable
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
96 peers
Solvency48%
Close to the peer-group midpoint
Profitability88%
Better than 88% of peers
Liquidity52%
Close to the peer-group midpoint
Revenue growth92%
Better than 92% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag72 days after period end
Typical registration lag66 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Company context reduces the weight of an isolated financial signal
Risk factors to note
  • Weak current ratio
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A2
2026-10-1884/100 · v0.15
A2 → A2
A2
2026-10-04 15:5184/100 · v0.14
B1 → A2 · +15 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1569/100 · v0.14
B1 → B1 · +6 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1463/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 7 years of registry continuity.

Registry and status signalsSeurattava
70/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.
Risk grade updatedRisk gradeEvidence verified
4 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

13 register eventsLatest event: 2026-03-13

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Virpi Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.