Risk grade updatedRisk gradeEvidence verified
22 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
VisualsBySaija Oy
VisualsBySaija Oy's registered office is Helsingfors. It is a limited company. The company was established on 2018-10-19. It operates in the industry of literary creation and musical composition activities. In its latest retained statement for 2025-10-31, revenue was €500 and operating profit was -€585.
Business ID 2944731-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2944731-6
- Sector
- Literary creation and musical composition activities
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2018-10-19
- Business ID registration date
- 2018-10-08
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Hämeentie 30 D 38, 00530, Helsingfors
Phone: +358404866215Source observation
Email: [email protected]Source observation
Website: https://www.saijapaldanius.comSource observation
People and decision-makers
Paldanius Saija Maria ElisabethVarsinainen jäsen
Roukala Tomi Pentti KristianVarajäsen
About VisualsBySaija Oy
Financial position and key figures for the company.
VisualsBySaija Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2018-10-19. It operates in the industry of literary creation and musical composition activities. In its latest retained statement for 2025-10-31, revenue was €500 and operating profit was -€585. The latest retained financial statement for 2025-10-31 shows revenue of €500 and profit for the financial year of -€585. Based on the latest retained statement, revenue growth was -47.7%, operating margin was -87.1%, and equity ratio was -285.9%.
Auxiliary business names
Public alternate names materialized from source observations.
MalleeSAYA CollectionSAYA FinlandSAYA Scandinavia
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-10-31
0
0
Source observation
Derived indicators
Revenue growth-47.7%
Operating margin-87.1%
Equity ratio-285.9%
Revenue€500-€456 (-47.7%) vs previous periodPrevious: €956
Operating profit (loss)-€585-€463 (-378.9%) vs previous periodPrevious: -€122
Profit (loss) for the financial year-€585-€439 (-300.7%) vs previous periodPrevious: -€146
Assets€2,233-€406 (-15.4%) vs previous periodPrevious: €2,639
Balance-sheet contextLatest financial period
Profit before taxes-€585Previous: -€146
Employees1Previous: 1
Revenue trend5 periods
€507
2021-10-31
€3,011
2022-10-31
€2,963
2023-10-31
€956
2024-10-31
€500
2025-10-31
Operating profit (loss) trend5 periods
-€2,301
2021-10-31
€1
2022-10-31
€6
2023-10-31
-€122
2024-10-31
-€585
2025-10-31
Profit (loss) for the financial year trend5 periods
-€2,426
2021-10-31
€1
2022-10-31
€0
2023-10-31
-€146
2024-10-31
-€585
2025-10-31
Assets trend5 periods
€5,711
2021-10-31
€3,988
2022-10-31
€2,892
2023-10-31
€2,639
2024-10-31
€2,233
2025-10-31
Additional financial figures
The company's financial figures across different years.
| Metric | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Revenue | - | €500 | €956 | €2,963 | €3,011 | €507 |
| Revenue growth | - | -47,7 % | -67,7 % | -1,6 % | 493,1 % | 27,2 % |
| Operating profit | - | -€585 | -€122 | €6 | €1 | -€2,301 |
| EBIT margin | - | -87,1 % | -9,3 % | 0,2 % | 0 % | -453 % |
| Profit for the financial year | - | -€585 | -€146 | €0 | €1 | -€2,426 |
| Profit before taxes | - | -€585 | -€146 | - | - | -€2,426 |
| Equity ratio | - | -285,9 % | -219,8 % | -195,5 % | -141,8 % | -99 % |
| Balance sheet total | - | €2,233 | €2,639 | €2,892 | €3,988 | €5,711 |
| Employees | 1 | 1 | 1 | 1 | 1 | 2 |
Financial ratios
Financial ratios based on financial statement data. Source: Lähdehavainto.
Equity ratioWeak
0/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2021-10-31 | 2022-10-31 | 2023-10-31 | 2024-10-31 | 2025-10-31 |
|---|---|---|---|---|---|
| Equity ratio | -99.0 % | -141.8 % | -195.5 % | -219.8 % | -285.9 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | -453.0 % | 0.0 % | 0.2 % | -9.3 % | -87.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2944731-6
VAT IDFI29447316
EU IDFIFPRO.2944731-6
MunicipalityHelsingfors
Current registered entries
2018-10-08VAT-liable for business activity in Tax Administration (VAT Register)
2018-10-08Registered in Tax Administration (Prepayment Register)
2018-10-19Registered in Tax Administration (Tax Administration)
2018-10-19Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Paldanius Saija Maria ElisabethVarsinainen jäsenSources: 4 · Confidence: 78%
Roukala Tomi Pentti KristianVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskVisualsBySaija Oy
Grade unchangedC · new analysis 2026-10-22
31/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsLiquidityNot enough history
Same industry and sizeDescriptive comparison – does not change the model score.
48 peersSolvency10%
Below 90% of peers
Profitability15%
Below 85% of peers
Revenue growth13%
Below 87% of peers
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsC
2026-10-2231/100 · v0.15
C → C- Risk factor cleared: High balance-sheet leverage.
C
2026-10-1431/100 · v0.14
Oldest retained automatic assessment in this comparisonC
2026-10-22
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
84/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 8 years of registry continuity.
Registry and status signalsSeurattava
64/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Registry timeline
Trade register notifications shown on a timeline.
12 register eventsLatest event: 2026-03-07
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
VisualsBySaija Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.