Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → D.Business profile
VM Eristemestarit Oy
VM Eristemestarit Oy's registered office is Iisalmi. It is a limited company. The company was established on 2012-10-24. It operates in the industry of installation of insulation. In its latest retained statement for 2025-09-30, revenue was €18,703 and operating profit was -€8,091.
Business ID 2501474-0ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2501474-0
- Sector
- Installation of insulation
- Municipality
- Iisalmi
- Company form
- Limited company
- Registration date
- 2012-10-24
- Business ID registration date
- 2012-10-01
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Hakakatu 20 J 6, 74120, Iisalmi
Website: https://www.eristemestarit.comSource observation
About VM Eristemestarit Oy
Financial position and key figures for the company.
VM Eristemestarit Oy's location municipality is Iisalmi. It is a limited company. The company was established on 2012-10-24. It operates in the industry of installation of insulation. In its latest retained statement for 2025-09-30, revenue was €18,703 and operating profit was -€8,091. The latest retained financial statement for 2025-09-30 shows revenue of €18,703 and profit for the financial year of -€7,716. Based on the latest retained statement, revenue growth was -40.7%, operating margin was -43.3%, and equity ratio was -3234.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-09-30
5
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-40.7%
Operating margin-43.3%
Equity ratio-3234.0%
Balance-sheet contextLatest financial period
Cash and bank€120Previous: €5,785
Retained earnings-€86,124Previous: -€42,540
Equity-€91,340Previous: -€83,624
Liabilities€94,164Previous: €97,021
Current assets€120Previous: €9,791
Current liabilities€76,416Previous: €79,273
Revenue trend2 periods
€31,521
2024-09-30
€18,703
2025-09-30
Operating profit (loss) trend2 periods
-€25,759
2024-09-30
-€8,091
2025-09-30
Profit (loss) for the financial year trend2 periods
-€43,584
2024-09-30
-€7,716
2025-09-30
Assets trend2 periods
€13,397
2024-09-30
€2,824
2025-09-30
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioWeak
0/100 · Declining
Operating profit marginWeak
0/100 · Improving
Ratio history
| Ratio | 2024-09-30 | 2025-09-30 |
|---|---|---|
| Equity ratio | -624.2 % | -3234.0 % |
| Current ratio | 0.07x | 0.00x |
| Operating profit margin | -81.7 % | -43.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2501474-0
VAT IDFI25014740
EU IDFIFPRO.2501474-0
MunicipalityIisalmi
Current registered entries
2012-09-21VAT-liable for business activity in Tax Administration (VAT Register)
2012-10-01Registered in Tax Administration (Prepayment Register)
2012-10-24Registered in Patent and Registration Office (Trade Register)
2012-11-07Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskVM Eristemestarit Oy
Grade unchangedD · new analysis 2026-10-18
23/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsProfitabilityImproving
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
68 peersSolvency0%
Below 100% of peers
Profitability15%
Below 85% of peers
Liquidity18%
Below 82% of peers
Revenue growth16%
Below 84% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings158 days after period end
133 days after period end
4 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsD
2026-10-1823/100 · v0.15
D → DD
2026-09-30 02:1823/100 · v0.14
B1 → D · -37 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-09-30).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1560/100 · v0.14
B2 → B1 · +3 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1457/100 · v0.12
Oldest retained automatic assessment in this comparisonD
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
38/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 13 years of registry continuity.
Registry and status signalsVakaa
76/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
13 register eventsLatest event: 2026-03-07
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-09-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
VM Eristemestarit Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.