Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
vm saikkonen oy
vm saikkonen oy's registered office is Naantali. It is a limited company. The company was established on 2018-01-25. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2026-04-30, revenue was €188,123 and operating profit was €6,175.
Business ID 2885182-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2885182-7
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Naantali
- Company form
- Limited company
- Registration date
- 2018-01-25
- Business ID registration date
- 2018-01-21
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Presidentinkatu 7 C 24, 21100, Naantali
Postal address: presidentinkatu 7 C 24, 21100, Naantali
About vm saikkonen oy
Financial position and key figures for the company.
vm saikkonen oy's location municipality is Naantali. It is a limited company. The company was established on 2018-01-25. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2026-04-30, revenue was €188,123 and operating profit was €6,175. The latest retained financial statement for 2026-04-30 shows revenue of €188,123 and profit for the financial year of €2,335. Based on the latest retained statement, revenue growth was +34.0%, operating margin was +3.3%, and equity ratio was +14.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-04-30
4
2
PRH/XBRL financial statement
Derived indicators
Revenue growth34.0%
Operating margin3.3%
Equity ratio14.0%
Balance-sheet contextLatest financial period
Inventory€1,700Previous: €2,500
Cash and bank€10,702Previous: €12,766
Retained earnings€7,881Previous: €11,829
Equity€12,717Previous: €11,066
Liabilities€78,127Previous: €60,706
Current assets€17,768Previous: €15,959
Current liabilities€10,042Previous: €13,332
Revenue trend2 periods
€140,374
2025-04-30
€188,123
2026-04-30
Operating profit (loss) trend2 periods
-€234
2025-04-30
€6,175
2026-04-30
Profit (loss) for the financial year trend2 periods
-€3,263
2025-04-30
€2,335
2026-04-30
Assets trend2 periods
€71,772
2025-04-30
€90,844
2026-04-30
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
18/100 · Declining
Current ratioSatisfactory
41/100 · Improving
Operating profit marginSatisfactory
58/100 · Improving
Ratio history
| Ratio | 2025-04-30 | 2026-04-30 |
|---|---|---|
| Equity ratio | 15.4 % | 14.0 % |
| Current ratio | 1.15x | 1.24x |
| Operating profit margin | -0.2 % | 3.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2885182-7
VAT IDFI28851827
EU IDFIFPRO.2885182-7
MunicipalityNaantali
Current registered entries
2018-01-21VAT-liable for business activity in Tax Administration (VAT Register)
2018-01-21Registered in Tax Administration (Prepayment Register)
2018-01-25Registered in Tax Administration (Tax Administration)
2018-01-25Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
Satisfactoryvm saikkonen oy
Grade unchangedB2 · new analysis 2026-09-15
53/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyStable
LiquidityStable
Same industryDescriptive comparison – does not change the model score.
61 peersSolvency33%
Below 67% of peers
Profitability56%
Better than 56% of peers
Liquidity92%
Better than 92% of peers
Revenue growth77%
Better than 77% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings110 days after period end
111 days after period end
4 consecutive periods
Supporting factors
- Active registered status
Risk factors to note
- High balance-sheet leverage
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-09-15 15:2853/100 · v0.14
B2 → B2- Evidence strengthened: another PRH/XBRL statement was added to the financial series (2026-04-30).
B2
2026-09-1453/100 · v0.14
B2 → B2- Revenue: Improving
- Profitability: Improving
- Solvency: Stable
B2
2026-09-1453/100 · v0.13
B2 → B2- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1353/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-09-15
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 8 years of registry continuity.
Registry and status signalsSeurattava
64/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
12 register eventsLatest event: 2025-08-20
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2026-04-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-03.
This company profile has not been claimed yet
vm saikkonen oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.