Business profile

Vovi Finance Oy

Vovi Finance Oy's registered office is Helsingfors. It is a limited company. The company was established on 2017-02-20. It operates in the industry of security and commodity contracts brokerage. In its latest retained statement for 2026-03-31, revenue was €148,255 and operating profit was €21,701.

Claim profileContact details
Business ID 2813543-3ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2813543-3
Sector
Security and commodity contracts brokerage
Municipality
Helsingfors
Company form
Limited company
Registration date
2017-02-20
Business ID registration date
2017-02-06
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Kirjatyöntekijänkatu 6 A 7, 00170, Helsingfors

About Vovi Finance Oy

Financial position and key figures for the company.

Vovi Finance Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2017-02-20. It operates in the industry of security and commodity contracts brokerage. In its latest retained statement for 2026-03-31, revenue was €148,255 and operating profit was €21,701. The latest retained financial statement for 2026-03-31 shows revenue of €148,255 and profit for the financial year of €17,399. Based on the latest retained statement, revenue growth was -59.2%, operating margin was +14.6%, and equity ratio was +92.0%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2026-03-31

Imported periods5
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-59.2%
Operating margin14.6%
Equity ratio92.0%
Revenue€148,255-€215,380 (-59.2%) vs previous periodPrevious: €363,635
Operating profit (loss)€21,701-€15,756 (-42.1%) vs previous periodPrevious: €37,457
Profit (loss) for the financial year€17,399-€12,843 (-42.5%) vs previous periodPrevious: €30,242
Assets€307,840-€7,631 (-2.4%) vs previous periodPrevious: €315,471
Balance-sheet contextLatest financial period
Inventory€273,641Previous: €261,338
Cash and bank€33,293Previous: €53,026
Retained earnings€92,256Previous: €84,523
Equity€283,155Previous: €288,264
Liabilities€24,685Previous: €27,207
Current assets€307,840Previous: €315,471
Current liabilities€4,355Previous: €6,877
Revenue trend2 periods
€363,635
2025-03-31
€148,255
2026-03-31
Operating profit (loss) trend2 periods
€37,457
2025-03-31
€21,701
2026-03-31
Profit (loss) for the financial year trend2 periods
€30,242
2025-03-31
€17,399
2026-03-31
Assets trend2 periods
€315,471
2025-03-31
€307,840
2026-03-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
92.0 %2025-03-31: 91.4 %
Current ratioGood
100/100 · Improving
70.48x2025-03-31: 45.71x
Operating profit marginGood
87/100 · Improving
14.6 %2025-03-31: 10.3 %
Ratio history
Ratio2025-03-312026-03-31
Equity ratio91.4 %92.0 %
Current ratio45.71x70.48x
Operating profit margin10.3 %14.6 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2813543-3
EU IDFIFPRO.2813543-3
MunicipalityHelsingfors
Current registered entries
2017-02-06Registered in Tax Administration (Prepayment Register)
2017-02-20Registered in Patent and Registration Office (Trade Register)
2017-03-03Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodVovi Finance Oy
Grade downgradedA2 → A3 · new analysis 2026-10-17
Model score79/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
3 comparable periods
RevenueDeteriorating
ProfitabilityImproving
SolvencyStable
LiquidityImproving
Peer comparisonSame industryDescriptive comparison – does not change the model score.
108 peers
Solvency63%
Better than 63% of peers
Profitability74%
Better than 74% of peers
Liquidity87%
Better than 87% of peers
Revenue growth8%
Below 92% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag92 days after period end
Typical registration lag96 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note
  • Sharp year-over-year revenue drop
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A3
2026-10-1779/100 · v0.15
A2 → A3 · -1 points
A2
2026-09-17 18:2780/100 · v0.14
A3 → A2 · +8 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-03-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1472/100 · v0.14
A3 → A3
A3
2026-09-1472/100 · v0.13
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
88/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 9 years of registry continuity.

Registry and status signalsSeurattava
64/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.

Registry timeline

Trade register notifications shown on a timeline.

12 register eventsLatest event: 2025-07-08

Financial statements availability

Available financial statement periods and PRH source filings.

5 financial statement periodsLatest financial period: 2026-03-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.

This company profile has not been claimed yet

Vovi Finance Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.