Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
VP Sales Oy
VP Sales Oy's registered office is Oulu. It is a limited company. The company was established on 2020-08-24. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €149,206 and operating profit was €102,810.
Business ID 3153392-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3153392-6
- Sector
- Activities of insurance agents and brokers
- Municipality
- Oulu
- Company form
- Limited company
- Registration date
- 2020-08-24
- Business ID registration date
- 2020-08-23
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Valjastie 14 B, 90650, Oulu
About VP Sales Oy
Financial position and key figures for the company.
VP Sales Oy's location municipality is Oulu. It is a limited company. The company was established on 2020-08-24. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €149,206 and operating profit was €102,810. The latest retained financial statement for 2025-12-31 shows revenue of €149,206 and profit for the financial year of €81,836. Based on the latest retained statement, revenue growth was +253.7%, operating margin was +68.9%, and equity ratio was +67.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth253.7%
Operating margin68.9%
Equity ratio67.0%
Balance-sheet contextLatest financial period
Other operating income€4,601Previous: €182
Cash and bank€39,610Previous: €106,225
Retained earnings€108,781Previous: €108,845
Equity€190,616Previous: €108,781
Liabilities€94,075Previous: €0
Current assets€39,997Previous: €108,781
Current liabilities€32,879Previous: €0
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
84/100 · Declining
Current ratioSatisfactory
40/100 · Trend unavailable
Operating profit marginGood
100/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3153392-6
EU IDFIFPRO.3153392-6
MunicipalityOulu
Current registered entries
2020-08-23Registered in Tax Administration (Prepayment Register)
2020-08-24Registered in Tax Administration (Tax Administration)
2020-08-24Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodVP Sales Oy
Grade unchangedA2 · new analysis 2026-10-18
81/100
Medium
Usable financial evidenceFinancial data included
Same industry and sizeDescriptive comparison – does not change the model score.
44 peersSolvency27%
Below 73% of peers
Profitability89%
Better than 89% of peers
Liquidity52%
Close to the peer-group midpoint
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings198 days after period end
198 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1881/100 · v0.15
A2 → A2A2
2026-09-26 14:3381/100 · v0.14
B1 → A2 · +19 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1562/100 · v0.14
B2 → B1 · +3 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsRajallinen
50/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
26 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2025-04-03
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
VP Sales Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.