Risk grade updatedRisk gradeEvidence verified
19 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → C.Business profile
VS-Marin Oy
VS-Marin Oy's registered office is Savonlinna. It is a limited company. The company was established on 1992-08-19. It operates in the industry of retail sale of boats and boating accessories.
Business ID 0886887-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0886887-5
- Sector
- Retail sale of boats and boating accessories
- Municipality
- Savonlinna
- Company form
- Limited company
- Registration date
- 1992-08-19
- Business ID registration date
- 1992-05-19
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: KIRKKOLAHDENKATU 10, 57100, Savonlinna
About VS-Marin Oy
Financial position and key figures for the company.
VS-Marin Oy's location municipality is Savonlinna. It is a limited company. The company was established on 1992-08-19. It operates in the industry of retail sale of boats and boating accessories. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was -10.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-03-31
4
2
PRH/XBRL financial statement
Derived indicators
Equity ratio-10.5%
Balance-sheet contextLatest financial period
Inventory€75,063Previous: €71,643
Cash and bank€8,180Previous: €8,524
Retained earnings-€100,855Previous: -€87,472
Equity-€16,092Previous: €11,420
Liabilities€169,076Previous: €138,363
Current assets€106,697Previous: €101,290
Current liabilities€143,026Previous: €91,639
Operating profit (loss) trend2 periods
€3,559
2024-03-31
-€12,248
2025-03-31
Profit (loss) for the financial year trend2 periods
€3,496
2024-03-31
-€13,383
2025-03-31
Assets trend2 periods
€149,783
2024-03-31
€152,984
2025-03-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioPassable
19/100 · Declining
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2024-03-31 | 2025-03-31 |
|---|---|---|
| Equity ratio | 7.6 % | -10.5 % |
| Current ratio | 0.87x | 0.58x |
| Operating profit margin | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0886887-5
VAT IDFI08868875
EU IDFIFPRO.0886887-5
MunicipalitySavonlinna
Current registered entries
1992-05-01Registered in Tax Administration (Employer Register)
1992-05-19Registered in Tax Administration (Tax Administration)
1992-08-19Registered in Patent and Registration Office (Trade Register)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
2004-02-25Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskVS-Marin Oy
Grade unchangedC · new analysis 2026-10-17
33/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
Same industryDescriptive comparison – does not change the model score.
282 peersSolvency20%
Below 80% of peers
Liquidity42%
Below 58% of peers
DelayedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings536 days after period end
536 days after period end
4 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsC
2026-10-1733/100 · v0.15
C → CC
2026-09-19 02:4133/100 · v0.14
B1 → C · -30 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-03-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1463/100 · v0.14
B1 → B1B1
2026-09-1463/100 · v0.13
Oldest retained automatic assessment in this comparisonC
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
38/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 34 years of registry continuity.
Registry and status signalsVakaa
86/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Financial statements registeredFinancialEvidence verified
18 Sept 2026 · PRH / KREKFINANCIAL STATEMENTSRisk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Financial statement availableFinancialEvidence verified
31 Mar 2025 · PRH / XBRLFinancial period ends 2025-03-31.Registry timeline
Trade register notifications shown on a timeline.
23 register eventsLatest event: 2026-09-18
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-03-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-08.
This company profile has not been claimed yet
VS-Marin Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.